# How I Generate Income Around My Stock Portfolio

## Метаданные

- **Канал:** Main Street Wolf
- **YouTube:** https://www.youtube.com/watch?v=TIfjXWtd5rA
- **Дата:** 04.04.2026
- **Длительность:** 9:08
- **Просмотры:** 26

## Описание

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Disclaimers: Because the information herein is based on my personal opinion and experience, it should not be considered professional financial investment advice or tax advice.

## Содержание

### [0:00](https://www.youtube.com/watch?v=TIfjXWtd5rA) Segment 1 (00:00 - 05:00)

I've made around $182 this year selling options on my stock portfolio. And I wanted to talk about, you know, what's the criteria that I'm using, what's the philosophy behind generating income on the stock portfolio, and just kind of give you the full picture from beginning to end and how I'm using it. About a year ago, I made the decision to switch from focusing on compiling, you know, 40 different individual companies I was investing in and moving more to more of a passive index uh investing approach and then having the option to sell calls and sell puts to generate additional income. So the entire framework around this new strategy that I've been using is you have the index funds that you're invested 100% equity exposure and then how do you generate additional alpha or additional income on top of just matching the index fund. So if you can sell options and generate income and match the index returns, you're essentially returning alpha. And so how I'm doing this is using slight leverage when there's a lot of fear in the market. So when the VIX spikes because of a war or Trump tweets something about tariffs, whatever it may be, if there's a spike in fear, that's usually a better time to sell options in that um period of uncertainty. And so what I'm doing is I'm slightly using leverage during those times, which are good opportunities to actually sell the premium. and then I'm buying back those options I'm selling whether it's a call or a put and then I am reinvesting that income into additional index shares. So right now I'm using SPYM um because it's you know matching the S& P 500 index but the stock price itself is lower so it's easier to sell options and not use um too much leverage. All right. So, here are the actual trading rules they have around the selling of options. First, I have the covered call side. So, I'm only selling covered calls in certain scenarios. The first being that the S& P 500 forward PE ratio is over 20. So, I do care about selling covered calls only when I think the market is a little frothy because I don't really want my shares to be called away, right? I want exposure to equities long term. So, I don't want to sell cover calls when the forward PE is like 10 and then, you know, I get those shares taken away from me and I miss out on a bunch of long-term equity um to the upside. Uh so, forward P is one thing I'm looking at. And then you can match that with other indicators like the Buffett indicator being above 150%. the Schiller uh cape being above 30%. Uh the 10 two-year curve inverting and credit spreads widening. So if you know a couple of those are kind of you know check the box off those are happening. Uh I'm also pairing that with RSI above 75 meaning that the stock market's overbought and then selling covered calls against uh SPYM. So those shares that I'm long in my portfolio. The other covered call situation is when you have a death cross, which let me explain. That's when the stock SPYM or SPY whatever uh falls below the 200 day moving average and then you have the 50-day moving average basically cross over the 200. So when that happens, it's considered bearish. Um basically it's forming a new downtrend in the market. So, it's more of a technical indicator uh that the market's probably going to be in a downtrend for a certain period of time. So, if you get a death cross um and you're trading more on the technical downtrend, basically you want to sell a covered call uh when you hit the 20-day moving average. So, once you get a little bounce back, uh sell into that strength uh with a covered call. And then a second trunch would be, you know, if you hit the 50-day moving average, selling another covered call. Um, and then with all these situations, uh, you know, my profit target for buying back these covered calls is either 35% 45%. So I'm not trying to get the 100% profit, you know, sell it for 100, let it expire, worth worthless. I'm buying it back um in order to lock in gains because again I'm not trying to uh get the shares called away. I really am trying to just generate some income. Then you have the put side. So you're selling specifically when the VIX spike. So what we were talking about earlier when fear is higher, you know, premiums inflate, implied volatility is higher.

### [5:00](https://www.youtube.com/watch?v=TIfjXWtd5rA&t=300s) Segment 2 (05:00 - 09:00)

So it's a good time to be selling options, not buying them. So the thought process here is you're selling a put on something like the S& P 500 which over the long term uh you know has historical returns of 7 10%. So by buying after an event where there's a correction in the market you're essentially trying to buy discounted shares and then at the same time getting a premium from selling that put. So, I've structured it in a way where if the VIX spikes to something like 27. 5, um that's my first trigger to sell a put and then scaling into fear. So, if VIX, you know, continues to rise 32. 5, you can see in the chart below, um I continue to ramp how many puts I'm selling, but at the same time, I have a max amount of leverage I want to use for the portfolio. So, for example, if you have a $75,000 portfolio and you're selling a 75 strike put, um, you know, you can basically sell uh one of those puts and you're if you got assigned, worst case scenario, um, or not worst case, but basically if you got assigned, it'd be using 10% leverage. So, you would be using $7,500 to buy those shares uh, on a $75,000 portfolio. So, a thought is you set a limit of how much leverage you want to use, uh, max leverage, right? If you were assigned and went to zero, but you know, is the S& P 500 going to go to zero? If it does, we're all screwed anyway. I mean, that's doomsday scenario, uh, World War II. So, hopefully that doesn't happen. Um but yeah, so there's a limit on how much leverage you're using and then you're scaling into the fear by selling higher deltas um and then trying to capture more profit which with each tunch that you're selling. And so far this year um I've triggered this trade uh call it five times or sorry four times with the puts. Um so I have a running total of 181 for the puts. Um, I did buy a call option. Um, what was it? Last week. Uh, well, actually the when did I buy it? I bought it the 27th. Uh, held it over the weekend. This was honestly more of a trade assuming that Trump would tweet something about uh peace in Iran, and, you know, ended up making 66 cents. So, I basically held it. Um, we did get a little pop over the weekend, but just got out of it. If I did hold, uh, the next day the market pumped like 2%. But, uh, that's not part of the strategy, so ignore that one. But the first four, this is selling puts, buying them back for 35% uh, profit. And basically, this is additional income that I'm generating from the uh, portfolio without having to sell my index positions and getting exposure to equities. But yeah, that's the full strategy. Um, wanted to share with you guys. Thought it was, uh, pretty cool. Basically, the whole thing is going long stocks, getting exposure to the index. Um, so you're going to match the index returns, and then trying to generate additional alpha by only selling options in the most opportune time. So, not, oh, you're always selling covered calls, you're always selling puts. That's how you get caught um with options. if it's like no matter what I sell a put every month, I sell a cover call every month. That's how you actually lose alpha. Um just because those are not the best times. You only want to look up for the best setups. Um so this is a strategy I've been um utilizing excited to use going forward. Back testing, you know, selling puts um when VIX spikes is historically a very strong strategy. Um therefore a pretty good edge. Thought you guys enjoy. Uh if you have thoughts and comments or if you're using a different strategy framework, leave it down below. Um definitely interest to see what you guys are using um for

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*Источник: https://ekstraktznaniy.ru/video/45874*