# Buy These 5 ETFs To Beat The S&P500 & Retire 10 Years Faster

## Метаданные

- **Канал:** Minority Mindset
- **YouTube:** https://www.youtube.com/watch?v=fACoGYkyQ1o
- **Дата:** 29.04.2026
- **Длительность:** 20:42
- **Просмотры:** 116,383
- **Источник:** https://ekstraktznaniy.ru/video/49498

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## Транскрипт

### Segment 1 (00:00 - 05:00) []

The S& P 500 is one of the greatest investment products ever created and it is averaged about 10% returns a year. But what if there was something a little bit better where you can do just slightly better than the S& P 500? Let me show you why this can be so valuable. Let's say you have $10,000 to invest today and you never invest another penny. If you invest that $10,000 into the S& P 500 and it gets the average, which is 10% a year for the next 10 years, well, your $10,000 is going to grow to about $26,000. But if you could do just slightly better than the S& P 500, I'm not talking about 200% returns. I'm talking about 13% a year and you invest that same $10,000, well, now that's going to grow to $34,000. If you could do 15% a year, well, now your money is going to grow to $40,000. And if you're really good, almost as good as Warren Buffett and your money grows by 17% a year. Well, now your money is going to grow to $48,000. Now, you might hear that and say, "Well, Jasper, there's really not that much difference between $26,000 and $48,000 to change my entire investment strategy. " But remember, we're talking about over a period of 10 years. What happens if we talk about over a period of 30 years? Take a look at this. If you invested $10,000 one time and you never invest another penny at 10% a year, that $10,000 is going to grow to 174 grand. Not bad. But if you can do just slightly better and you got a 13% return, the $10,000 is going to grow to $395,000. Now, there's a pretty big difference. If you got a little bit better than that and you did 15% a year, now your money is going to grow to $662,000. And if you were really good, you're a pro and you're getting 17% returns a year, well, now we got almost $1. 1 million. Now, you don't need to get these crazy returns, but you can start to see the benefit if you do just a little bit better. And this is assuming you never invest another penny again. If you have more time, the returns become a lot more different when you get slightly better returns. If you invest more dollars, like maybe invest another $100 a month or $1,000 a month, well then these returns start to differentiate even more. And that's why if you can get slightly better returns, it can lead to significantly more wealth. Now, here's the reality. Anytime you invest your money, it comes with risk. money to try to get better returns, it's going to come with more risk. But in this video, I'm going to show you how you can invest your money to hopefully get slightly better returns without taking on all that other risk. Can I guarantee it? No, absolutely not. And you should never blindly trust a random guy on YouTube because investing has risks. You're never guaranteed to make money when you invest. In fact, you will lose money at some point. So, make sure you never blindly trust a random guy on YouTube. But in this video, I'm going to show you some funds that have been beating the S& P 500 for years, which could help you have that opportunity to beat the S& P 500 in the future. Obviously, past performance does not guarantee future performance. I think you got all the disclaimers now, but let's break this down. Now, just around the same page, before we get into the actual ETFs, I want to lay the foundation so we're on the same page because this will help you understand what I'm about to show you. The S& P 500 is a group of the 500 largest companies in the stock market. And so there are funds out there, for example, SPY. This is an ETF. An ETF is just a fund that you can buy on any stock brokerage. If you were to buy one share of SPY, you're going to get exposure to these 500 largest companies. So this includes companies like McDonald's, Nvidia, I can't spell, Tesla, and Apple. So all these companies are bundled together into the S& P 500. And when you buy one share of this, you're getting exposure to a little bit of all of these 500 different companies. Now, the nice thing about the S& P 500 is if one of these companies start to struggle, for example, if McDonald's starts to serve bad hamburgers and they start to struggle as a company, they're no longer one of the 500 largest companies. Well, then this fund will kick McDonald's out and it will automatically replace McDonald's with a brand new company that's doing good. And you don't have to worry about doing anything because it's all automatic. When you own the fund, you own just those 500 companies. So, that's the advantage of using an ETF. And you can buy these ETFs on pretty much any brokerage. Now, when you invest in the S& P 500, this is considered a generally not super risky investment because you're getting broad exposure to the United States economy. And we know that over the last 100 years, the S& P 500 has grown by 10% a year on average. It doesn't mean the markets only go up. It doesn't mean that it only goes up by 10% a year. It means that on average, despite the 16 recessions we've seen in the last 100 years, despite the 25 market crashes we have seen in the last 100 years, this is averaged 10% a year. The key is you don't want to be selling and panic selling when markets go down. You want to understand that as an investor, you want to be a long-term investor and understanding that market crashes and recessions are a part of the economic system. And this is where there are a few different ways that you can invest your money to try to get better returns. You can be what I call an active investor trying to find where money is moving. It comes with a little

### Segment 2 (05:00 - 10:00) [5:00]

bit more risk and that can give you the opportunity for better returns or you can also invest in ETFs that historically have beaten the S& P 500. So, let me go over these ETFs which have been beating the S& P 500 historically. That way you can see what's possible if you can get better potential returns. Again, I'm just giving you these as examples. I'm not telling you what to invest in. And if you are an investor and you want to stay up to date on what's happening in the financial markets, my team publishes a free daily newsletter every day called Market Briefs where we break down what's happening in things like the economy, housing, stock market, crypto market, and global market into a fun, witty, and easy to read newsletter. You can read it in less than 5 minutes every morning. It's read by hundreds of thousands of investors every single day. And when you sign up, as an added bonus, we're also going to give you access to a free brand new investing master class that I just created, which will walk you through how you can get started as an investor and find hidden investment opportunities before they hit the headlines. I'll even show you the exact framework that my firm and I use to research investment opportunities. That way, you can learn how to be a better investor. So, if you want to get market briefs and my investing master class, all for free, all you have to do is sign up, and I have the link for you down in the description below. Example number one is VG. This is the S& P 500 growth fund. What does that mean? This is giving exposure to the S& P 500, but not all 500 companies, only the S& P 500 stocks that are considered growth companies. So, this is only investing in those S& P 500 companies that are growing quickly, which means that this fund is investing in the S& P 500, which is the same as this right here, but it's just taking out those value companies and the slower growth companies, which are slowing down the potential growth. Over the last 10 years, this ETF has grown an average of approximately 16% a year. Now, to really compare apples to apples, we have to know how the S& P 500 did over just the last 10 years. And over the last 10 years, the S& P 500 has grown by an average of 15. 75% a year. And now, you might say, "Well, Dustprey, they're pretty similar. What's going on here? " Well, don't forget over the last 10 years, we went through some recessions. economic downturns. And when you take out the value companies, well, those value companies can also protect you during those downturns. But this is just the beginning. Now, let's get into the ones that have been beating the S& P 500 by even more. Now that you can understand what's going on here, number two is XLK. This is another ETF that only invests in S& P 500 companies, but it's not investing in all S& P 500 companies. This is only investing in tech companies in the S& P 500. So, this is only investing in about 65 to 70 companies out of the S& P 500. But because it's focusing in on the tech companies, generally over the last decade, these tech companies have grown exceptionally fast. And this is focusing in on those. Well, over the last 10 years, we have seen that this ETF has grown by an average of 21% a year, which has been well outpacing the S& P 500, which is why if you take a look at a chart, you'll see that if you put your money into the S& P 500 versus this, your money would have grown a lot faster in this tech fund. Now again, past performance doesn't guarantee future performance, but if you believe that tech is going to be a big industry over the next 10 years, then this could be something that you consider. Again, I'm not here to tell you what to invest in. My goal is to show you how you can start thinking like an investor and if you wanted to take on more risk to potentially beat the S& P 500. I'm going over some specific examples of funds that have done it in the past. Now, number three is a little bit different. This one has nothing to do with the S& P 500. It tech and has everything to do with aerospace and defense. These are the Loheed Martins of the world, the RTXs, the Boeings, the General Dynamics. So these are the companies that are building the fighter jets, the missiles, the satellites, and the cyber security companies. Over the last 10 years, this ETF has grown by an average of 19% a year, which has not only been beating the S& P 500, but you can start to see the value of what happens if you can grow your money slightly faster, because that can lead to significantly more wealth. Now, you might say, "Well, Jess, why defense? Why is that interesting? And the reason why is because a lot of this defense spending doesn't matter if you're in a recession or what type of economy that you're in. Because if there's geopolitics happening, the government is going to continue spending money on defense. And anytime you hear more concerns about geopolitics, well then there's going to be more spending in defense. Hate it or love it, that's the way that it works. Now, I understand that this might make you feel a little bit uncomfortable, but I want you to remember one thing. A good financial investment has to make three types of sense for you. Has to make financial sense, meaning the potential to make money. It has to make legal sense, meaning it's not illegal. You're not going to go to jail. And number three, it has to make moral sense for you. I'm not here to be your judge or your moral compass. My goal here is to teach and to help you understand how money works and how investment works. That way, you can use your own moral compass to see what is a better investment for you. My goal is just to present the opportunities. That way you can decide what's right for you. Then we have number four, SPMO. This is an ETF that's investing only in S& P 500 companies, but only the top 100 momentum companies. This one gets a little bit interesting because momentum is when a stock is growing quickly. And

### Segment 3 (10:00 - 15:00) [10:00]

so what this does is this buys and sells the companies in the S& P 500 that are already growing quickly to try to get in on that momentum trading. Now, I'm not a trader, but some people have found this to be profitable because the idea is if a company is growing quickly, it might continue to grow quickly during the period where it has high momentum. Now, anytime you start talking about momentum, you're talking about trading stuff. That's where things can start to become more risky. But the benefit here is at least we're talking about S& P 500 companies. So, these are companies that have real value because they're one of the 500 largest companies in the stock market. And over the last 10 years, this ETF has averaged a little bit more than 18% a year. Again, this has outperformed the S& P 500 on average over the last 10 years. And you can see what happens if you can do slightly better than what the market does. Now, this next one, SMH, has blown everything else out of the water. And this one is an ETF that's giving you exposure to the semiconductor industry. SMH is an ETF that gives you exposure to companies that are building the chips that go into everything like your phone, your car, your AI servers, the data centers, the military equipment, the medical devices. Everybody knows now how fast AI is growing. And I get it. Some people have been talking about a AI bubble, which sure it might be there, but in order for AI to happen, in order for this new technology to happen, you need the chips which are going to power the brains. And that's where the semiconductors come in. And that's what SMH is all about. And that's part of the reason why SMH has done so well over the last decade because we've seen this big boom over the last decade. Now, if we believe that this boom is going to continue to happen over the next decade, well, it might continue growing. Will it grow as fast? I have no idea. But what we've seen is that over the last decade, this ETF has grown by an average of 33% a year over the last decade. which means yes, not only has this been growing faster than the S& P 500, but this has actually grown by more than double the S& P 500 over the last 10 years, which again, you can do the math to see what happens when your money grows slightly better than the 10% a year on average. Now, before I get into the bonus number, I want to reiterate this. Investing has risks. When you try to beat the market, it does get a little bit more risky. But the idea is if you're a long-term investor into something that you believe has value, then that volatility is a short-term volatility, assuming that it's something that you want to own for the long term. Now, the last one that I want to talk about is a little bit more of a broad market opportunity because what we've seen happen is that certain funds like QQQ, the NASDAQ 100 has actually outperformed the S& P 500 for decades. Now, what is the NASDAQ 100? This is a group of the 100 largest companies in the stock market. But there's a caveat. These are only the non-financial companies. So when you look at the 100 largest companies in the stock market that are not financial companies, many of these, in fact, most of these are tech companies. So this is a way for you to get exposure to the tech industry. The 100 largest companies in the stock market that are not financial. But this is not giving exposure to any particular industry. It's not defense. It's not AI. It's not growth. It's not momentum. It is just the largest 100 companies. However, the downfall with QQQ, just like many of these other ones, is that when you have more tech companies, it tends to be more volatile. That means when markets go up, they generally go up even faster than the general market. And when markets go down, it generally goes down faster than the general market, which means it's more volatile. So, when you go through market crashes, this is going to go down further and harder. When you go through market booms, this is generally going to go up even faster and harder. Over the last 10 years or so, this has averaged approximately 18% a year, which again has been beating the SNP500. But when you're investing in ETFs, you have to know what your strategy is to invest. Because the mistake that a lot of people make is they buy when markets are hot. And then when markets go down, that's when they panic and sell. And that's why I say when you're investing, especially in broadbasket ETFs, the way that you win, the strategy that you have to use is something like ABB. always be buying. That is when markets go up, you buy when markets go down, you buy. In fact, the only time you change your strategy is when markets go down. And instead of selling, what you want to do when markets go down is buy even more aggressively. That's what ABB is all about. What I like to do is I have a strategy every week. Money leaves my checking account and it's automatically invested into my portfolio ETFs. It happens every week, no matter what. It doesn't matter if there's a Republican in the White House or a Democrat in the White House. Doesn't matter if it's raining or snowing. It doesn't matter if we're in a recession or economic boom. The only time I change it is when markets go down aggressively. That's when I come in and buy even more aggressively. So, the second part you want to remember is BTD, buy the dip. If you really believe in the assets that you're owning, when markets go down, come in and buy more of those assets because a market downturn allows you to buy more of good investments at a discounted price. In 2022, when the stock market fell by 20%, you could have come in and buy the stock market for a

### Segment 4 (15:00 - 20:00) [15:00]

20% discount. In 2020, when the stock market fell by 34%, you could have come in and buy the stock market for a 34% discount. In 2008, when the stock market got cut in half, that was an opportunity to buy the stock market when it got cut in half. The problem is most people run away and they don't have money to buy when these bad things happen. Which is why you need to be smart with your money. have cash reserves, which means you can't spend all of your money. That way, you have a system so you're always investing and then when markets go down, you're not panic selling because you need the money. In fact, that's when you come in and buy even more because you're patient. You know that recessions happen. We've seen 16 recessions over the last 100 years. 25 market crashes in Market crashes are going to continue to happen. So, instead of being shocked when it does happen, use it as a buying opportunity. That's the way that you can grow and accelerate your wealth is to use these market cycles because they are cycles. It keeps happening the same pattern again and again. Use these cycles to accelerate your wealth, not destroy your wealth by selling when everybody else is freaking out. Buy when everybody is freaking out. That way you can stay calm as markets are going up. One of the most difficult parts about running a business is thinking about taxes. And I worked with good tax advisors bad tax advisors. And the bad tax advisors that I worked with were very cheap. So I thought I was getting a good deal. Turns out those cheap accountants ended up costing me a lot of money because now I ended up paying more money in taxes, more money in fees, more money in interest, not to mention all the more time and headache that I had to spend trying to figure out how much money I actually had to pay in taxes. Now working with a good tax adviser who was also my sponsor, Commonwealth. Now, I meet with my tax adviser very regularly and we talk about how much money I owe in taxes and what I can do strategically to pay less money in taxes. That's the key difference between a good tax adviser and a bad one is the tax strategy meetings. Are you meeting with your tax adviser to actually understand what your tax liability looks like and what you can do based off of today's tax law to potentially pay less money in taxes. So, if you're a business owner, you're making over a quarter million dollars a year, and you want to see if you can qualify to work with Commonwealth, I'll put a link to their short form down in the description. Again, this is only for business owners that are making over a quarter million a year. But if that's you and you want to see if you can qualify to work with Commonwealth, again, I have that link for you down in the description. So, what we talked about in this video is that the S& P 500 is a group of the 500 largest companies in the stock market. And this is averaged 10% a year over the last decade. is average a little bit over 15% a year. And what we know is that if you get slightly better returns on your money, it can lead to significantly more wealth. Now, if you have more time, it really compounds that difference. The better returns you get, the better your money is going to look like. And if you can invest more money, this is just a one-time investment. Well, now they start to divide up even more. The better returns, the more money you invest, the more wealthy that you're going to become. And so, we also talked about how investing is risky in general. And as you try to get better returns, it becomes even more risky. But there are ways to mitigate the risk. And we looked at some funds that have beat the S& P 500 historically. Now, you're never guaranteed to make money when you invest. And past returns do not guarantee future returns. But what we're looking at is what types of investments have done well in the past. And if you believe that these are going to continue to create opportunity in the future, that could be an opportunity for you. By the way, we talked about market briefs as an easy way for you to stay up to date on what's happening in the financial markets. if you're not subscribed to market briefs yet and gotten my investing master class. Again, that link is for you down in the description. So, we started by talking about the growth companies in the S& P 500. So, not investing in all 500 of those companies, just the growth companies. That's what VG is. Then, we started talking about XLK. These are the tech companies in the S& P 500. Again, focusing in on those top 500 companies, but not all of them, just the tech ones. Then we talked about PPA, investing in the defense and aerospace companies because regardless of what type of economy that you're in, if there's geopolitical conflict, there's going to be more money going into these defense companies. Then we talked about SPMO. This is investing in the S& P 500 companies that are seeing the best momentum, the top 100 companies with the fastest and highest momentum, more on the trading side, but over the last decade, it has outperformed the S& P 500. Then we talked about the semiconductors with SMH because of the AI boom, because of the data center boom. We need more of these semiconductors and chips and that's where SMH came into play. And then as the bonus, we talked about QQQ as a way to get exposure to the NASDAQ 100, which is a group of the 100 largest companies in the stock market that are not financial, which are primarily tech. So if you are an investor, this could be something that you think about, but you have to know your strategy. The way you win as a passive investor investing ETFs is by always be buying, assuming that you have a good fund, a good investment that you believe in. If you believe in it, when markets go down, keep buying. That's why BTD is there. Buy the dip when markets go down because we know the volatility, market crashes, and recessions create more millionaires than

### Segment 5 (20:00 - 20:00) [20:00]

any other time because they allow financially smart investors to come in, buy good investments at a discounted price. So, the key ultimately is to take out the emotions and be a financially savvy investor. That way, you're investing for the long term. If you enjoyed this video, the best thank you is a referral. So, if you could please share this video with a friend, family member, colleague, or fellow investor. that way we can continue to spread this type of financial education. Thank you. On May 15th, 2026, the Federal Reserve Bank is going to reset and most people are not going to hear about it until they feel it in their wallet. What's happening on May 15th? The chairman at the Federal Reserve Bank is going to change and he has a new plan on how to shrink the debt crisis here in the United States. The only problem is you cannot fix the debt problem withouting