# The $10,000 Ripple XRP Theory This Is Going To Change The Cryptocurrency Market Forever

## Метаданные

- **Канал:** The Modern Investor
- **YouTube:** https://www.youtube.com/watch?v=A00CkfdzdHQ
- **Дата:** 11.05.2026
- **Длительность:** 34:47
- **Просмотры:** 8,929
- **Источник:** https://ekstraktznaniy.ru/video/50630

## Описание

Ripple and XRP have been thrown back into the worlds most popular news category as influencers and analysts have begun to speculate that over the coming years XRP's price could skyrocket to as much as $10,000 per coin. People in the crypto space have begun to wonder... if Bitcoin is predicted to go to a million dollars per coin, and Ethereum is supposed to get into the 6 figure range in the next 3.5 years... where does this leave Ripple and how high could XRP go as well?
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## Транскрипт

### Segment 1 (00:00 - 05:00) []

Hello everybody. Welcome back to the channel channel or something like that. Welcome back for another video. Hope you're all doing well. Hope that everyone out there is remembering to invest every single day. If you can't do every single day, do at least once a week. the world's economy, money movements are shifting quite rapidly and [snorts] in the coming years uh you're going to see exactly what I meant by if you do not own assets, you're going to have a very difficult time. A very big shout out to my Patreon supporters, Trent Jackson and Gilboa Snake. Thank you very much for all of the support. For those of you looking to be awesome, there are links in the description below this video if you scroll down a tiny bit. And without any further ado, let's jump right into it. As you might have seen, this was a major topic of discussion yesterday. — [snorts] — We are currently apparently at the point I mean like we're very close where things are supposed to potentially going to start shifting apparently within the world's economy and within the cryptocurrency space. If you haven't been on Twitter, boy howdy. Every single analyst is announcing, promoting, declaring, saying, writing, showing charts that the cryptocurrency market has passed by the gold phase, the copper lines. It has done a Bart Simpson Marge something. And it sounds like jokes, but everyone has a different weird title meaning for their uh charts out there. And all of them, not some of them, all of them are showing that we are back in a bull market, phase, that prices are going to go up. All of them. We've been going over it for months here as well, but the discussion is only becoming more heightened. I I doth believe that a large part of this sentiment has to do with the fact that uh we are going to have a new head of the Federal Reserve. Everyone's expecting him and others to lower interest rates especially over the course of this year. Uh what's the other thing? And then the clarity act that is like major constant news within this market that the people within the white house and the senate and the congress and the bucka baba that they've all come together they've created captain planet and apparently on the 4th of July this thing is supposed to get signed. So, of course, enthusiasm is everywhere. Not some places. It is every single gosh darn place right now within the cryptocurrency market. People are uh, as you might have heard, throwing out quite extravagant cryptocurrency price predictions. We have had the quarter of a million dollar Bitcoin by December 2026 for some time now. The 10,000 15,000 $22,000 Ether by the time we get to the end of this year. You've heard it all. I see so many people talking about a multi00 salana. I saw something a couple days ago. This was on the back of if we end up having a massive altcoin season because of the Clarity Act and Ethereum going higher. People were announcing a $15 Cardono this year. All of this seems completely doable and believable, especially if all of these things that these people told us were going to happen actually end up happening. It makes sense. However, at the center of the cryptocurrency space, there's a tiny little shiny thing, and as you get closer, it only gets larger and larger, and you wonder what it is. Uh so people are now

### Segment 2 (05:00 - 10:00) [5:00]

declaring openly that uh if you didn't see the other video that uh people are speculating that the US government is secretly working with Ripple and they're planning on using XRP as the new dollar as the dollar fades. Uh that that was actually real news. And then on top of that is the idea of well something's up. XRP looks like it's going to move a lot higher in price. Where exactly is this coin going to go? So I I've seen more than a dozen uh there are I will call them XRP enthusiasts. These are people. Well, so like you So if you weren't here years ago and you like you've never seen a true Bitcoin maximalist, Bitcoin maximalists believe like like they're the Jack Dorsey. They're the Jack Mers. Like they believe that Bitcoin is going to $100 million per coin. That's not a fake number. They think Bitcoin is going to hundred million US equivalent per coin. They think that Bitcoin will grow and become so robust that it becomes the only way that people want to and can transact on the planet. Yes, my friend. That includes the absorption of the valuations of every other fiat currency as well as cryptocurrency. The Bitcoin maximalist mind says that Bitcoin will be the only coin out there. All other coins, all other coins will cease to exist and we will live on a Bitcoin ccentric world. The XRP maximalist says the exact same thing, but for XRP. There's a widely held belief that something behind the scenes is off or that people are discussing things that we are not privy to, we do not know about. But secretly, governments, agencies, banks, and institutions are planning for a $10,000 XRP coin. This surrounds the idea of if everyone's using XRP, if the US dollar moves to XRP, if banks around the world begin to use the XRP ledger, and even if they're creating stable coins on top of it, it would still be running through XRP infrastructure, eventually everyone else would kind of buckle and say, "Cool, we got it. " You know, we also have to use XRP as well. That's the idea. So, they're both quite intense. A lot of times people get mistaken and they think that this um intensity is just from XRP holders. No, no, no, no. There are a lot of people who believe that in the next 20 years, Bitcoin will be the only currency on the planet. There are a lot of people now who believe that Ethereum is like the chosen chain. I don't know if you've been seeing that as well. It's not just Tom Lee and others. uh they they think that this is like the chain that is going to be used for worldwide transactions and everyone will be forced to use Ethereum or one of its other many chains on top of it. That's how you if you missed it, how you get to a h 100,000 or a half a million dollar uh ether as we've also been hearing about. So in very much spoken about news, Ripple's CTO, his name is David Schwarz. He's been in the news quite a lot recently, people as we are speculating that the bull run might be back, that the crypto market might be doing amazing things. If Bitcoin's going higher, if Ether's going higher, if we're talking about a million dollar Bitcoin by 2029, if the world will run on crypto, surely XRP is part of this as well. So, people have been asking David Schwarz recently, um, is Ripple secretly working with the US government? What plans does Ripple, the company, have for raising XRP's price to $10,000 a coin? And when exactly is Ripple going to take over the world? Ripple's chief technical officer, his

### Segment 3 (10:00 - 15:00) [10:00]

name is David Schwarz, has poured cold water on the popular prediction that XRP could one day reach $10,000 per coin. Notably, the discussion started when a Twitter user asked Schwarz to respond to popular theories suggesting XRP could reach $10,000 a coin. If you don't know these theories, they're quite they're quite simple. As XRP gets used as like an actual currency, XRP is burned in the background. That's not a theory. That is literally what happens. So in theory, if you have a million transactions on XRP per month and then you have a couple dozen banks and you have the Fed and you have Swift, there's a lot of like Swift discussions as well recently like XRP taking over Swift, which is the messaging system that the Federal Reserve uses. And then other banks begin to buckle and say, "Cool, we'll start using XRP as well. " And then it goes from a million transactions per month to 379 million every single week. This would be burning far more XRP. If you burn more of an asset, then the what's left over would rise in value. That's the idea behind it. So instead of just burning one XRP, you have 10,000 XRP burned, let's say, every month. I don't know, that's a random number. Sure, why not? That sounds good. If that continuously happened, then at some point there would be less and less XRP to go around, which would then mean XRP would have to go higher in price so that less and less coins are burned effectively. And it has become a very popular topic of discussion the last few years because I believe David Schwarz said years ago that XRP is not meant to be cheap. It's meant to have a 10, 15, 20, 30, $80, you know, price tag so that if institutions are sending money back and forth, they don't have to send the whole kitten kaboodleoodle, you know, back and forth. They're sending one 120th of what they own. So that they also are holding more XRP behind the scenes. That has evolved into people saying, "Okay, if Bitcoin is believed to one day go to $41 million per coin, if we're having theories of Ethereum going to $1. 2 $2 million per coin. Surely XRP would then also originally the number was $100. That's how far we've come. The number was 100. I remember seeing a couple $1,000 XRP, but for some reason the idea of a $10,000 XRP has stuck in the minds of millions. I assume it has to do with the idea that you as an investor would only need 100 XRP to basically become a millionaire which is quite enticing for many people out there. The user referenced evaluation model popularized by Chris Berninski which uses the formula price equals PQ/VXS. The model has been widely used by influencers to justify extremely high price targets for digital assets like XRP. In response, Schwarz explained that if wealthy and rational investors truly believed there was even a 1% chance that XRP could hit $10, $10,000 within 10 years, they would already be aggressively buying. As I've stated before in a number of other videos, that's what I've I mean, not even alluded to, but I was like, hear me out here. There's a reason why we're hearing that there are two companies who have 800,000 Bitcoin, why they're aiming for this year a million Bitcoin, the levels of buying for Bitcoin. and I dare also give a little comma Ethereum in there as well are so intense. It's because the majority of the time in the

### Segment 4 (15:00 - 20:00) [15:00]

cryptocurrency space, the news ends up being from these companies and institutions and markets are constantly what's what is Bitcoin's price supposed to be in 2029, 2030. Like I'm asking you and I know you know the answer because we've heard it a thousand times. It's a million dollars. The idea of Bitcoin doing a 1214x in the next three and a half years is incredibly enticing to them because this is what all their charts are showing. If Ethereum goes from $2,000 this year to $22,000, I think that the last price prediction that we heard for uh 2030, I think for Ether was between $65,000 and $80,000. These are real numbers that these people and these companies and these institutions are pushing out. And I don't have a thing for you here on the screen, but the the last 90 days, that's what the news has been. You can't hear that there's a possibility of having a 30x going from $2,000 to $60,000 or $80,000 over the course of two and a half three years and not have investors throw all of their money at it. That's when all the charts are showing it. Remember I told you before when I give you the news, it's what the news is. There's you wouldn't believe how many times people have uh this was of course years ago. I ignore many of these people now. People used to have like theories about me that I was an XRP um oh gosh, the word's not Schiller, but basically like I was being paid by Ripple or that some other company. And I was like, "No, I'm giving you it's 2017. I'm giving you the news. I'm letting you know what's going on? If I'm talking about Cardano too much, people would ask how much I was being paid by Cardano. No, I'm sorry. It's 2019. All the news just happens to be about Cardano. The news that I give you is the news that there is. We have yet to hear from Black Rockck, from Fidelity, from JP Morgan, from Morgan Stanley, from Goldman Sachs, from Gayscale, from Kathy Wood, from Robin Hood, from uh what's his name? Jim Lee, Tom Lee. We have yet to hear XRP price predictions from these people. Everything has revolved around Bitcoin and Ethereum. When there are substantial significant things that people are backing up with charts that show a $10,000 XRP, that's going to be the most popular news story of the day, if not of the year. So, here's what I think is actually happening, and I'm going to be extremely honest. I think a lot of times people in crypto have this kind of intensity that if they're not hearing things specifically about what they own, they begin to get worried. Do you this was about it's been about two months ago at this point. there was a lot of news and some other theory that was going on around Ripple and the company and how they weren't doing enough and people were getting very annoyed and angry with um with Brad Garlinghouse because he said something or didn't do something and people were like why isn't XRP at $15 per coin and I said in the video I was like it's a shame that no matter what this company does, no matter how much they put themselves forward, they got into the White House. I I can't imagine another pinnacle of like a company literally being in and working with the White House to get like regulatory clarity through. And for some reason, that's still not enough for investors because you're not actually Yeah. Yeah. You You're not actually thinking long term. You're thinking very short term because you want to make quick fast money so that you can brag to other people. You understand what I mean? We're at the point where if the Clarity Act does actually get passed, Ripple and XRP are going to benefit tremendously. So, I think that people in crypto, this goes for Cardano, this goes for Tron, this goes for Salana, this goes for Bcash, this goes for every other coin out there, when they're not actively mentioned, I think people then get worried that there something might be

### Segment 5 (20:00 - 25:00) [20:00]

wrong with their investment. If you hear Ripple saying, "We're working with these banks. We're working with these companies. We're working with you so and so. We're working in the White House to get legislation passed for companies who are going to build stable coins on top of the XRP ledger. People want the price of XRP to rise by 12% that day. And then when it doesn't, they get really annoyed. And that's where I think these $10,000 theories come from because I think it has to do something in the psyche where you go, okay, someone's lying. Someone has to be so and so. And it's like, no, maybe they're just completely telling the truth. Maybe you need those rules and those laws and regulations to get passed and then everyone will begin to build on the chains like they said that they will. It is totally believable and possible and I mean and I dare say going to happen that we're going to have a $10 XRP. I think the idea of a $35 XRP as well because there there's was it 90 billion coins or something. A 70 $80 XRP also seems believable in a world where we have a half a million $750,000 Bitcoin and a $100,000 Ether. It makes total sense, but that's still not enough for people. So, we used to have stuff like this for other coins years ago, but it seems that XRP theories have quadrupled down on their idea of what's going on. Investors are buying XRP. It's just not in the actual news. Like I like we we've gone over before, even for all the companies who are buying up tons of Bitcoin and tons of Ether, for everyone who announces it, you know, on TV and stands on a podium, there are probably 50 more who are doing it in silence. [snorts] I think we we've kind of reached a this is once again, this is my opinion and my feeling. I feel like we've kind of reached a fever pitch for Ripple and XRP from the community. I think last bull run people were a bit annoyed that we didn't get to a57 XRP as was predicted by the analysts back then. The issue was for those of you who missed it is like the world's kind of falling apart and there's a bunch of other things that are also happening and that's why Bitcoin went to 125,000 and didn't go to 300,000. Like you got to factor in all the other stuff that's happening around the planet as well. As much as you would like to believe that crypto exists on its own and isn't [snorts] influenced by world events or the stock market or tariffs or multitude of other things, it is. So I think and this is my opinion. I think the next year or two and I'll give you a solid two years are going to be quite pivotal for this coin and for this company. If we start seeing Bitcoin going to $220,000, we have an $11,000 Ether and XRP is still around $2. 20, I think people will begin to dump the coin. And I mean like explicitly get rid of the coin, causing it to cascade down in price. There's only so much that certain investors can do before you actually become exhausted with something. the people who follow Ripple and XRP, they're like dedicated to this coin and to this project. But you get to the point where if you start seeing other coins doing multiples, if we get to a $750,000 Bitcoin in 2028, 2029 and we're at a $32,000 Ether and XRP is at $412, people will get rid of the coin. People will instantaneously sell off their XRP and they'll buy Bitcoin and they'll buy Ether. that is a basically a given at this point. So I think if you haven't seen the crypto space over the last few years, Ripple and XRP get like an enormous amount of good news, but it doesn't seemingly translate into price. And that's what I think gives birth to these $10,000 per coin theories because you can't keep having good news and not have the price really actually move anywhere. So by the time we get to summer, July, August, if the Clarity Act has passed on the 4th of July, as they're saying, by the time we get to the end of July, we should logically see XRP have gone up by 10 to 15% in price. That's just the like the bare minimum because Ripple's one of the people working on this with the White

### Segment 6 (25:00 - 30:00) [25:00]

House. If the law that they're the Ripple's working on to help their ecosystem go through goes through, the coin's price should objectively also respond as well. By the time we get to the end of the year, that's meant to be the time frame that we were given in January as to when the companies, institutions, the Walmarts, the Kmarts, the blah blah blah begin to launch their coins or announce they're putting their coins on these chains or that governments are going to begin to launch their central bank digital currencies and their stable coins onto these chains. At that point, logically, we should have a three, four, five, $67 XRP based off of everything that we've been getting. That's why I said the next year or two. This coin needs to like outperform the market, not like kind of match it. XRP and I will say this needs to go over four dollars to kind of revalidate and reenter its investors who have been basically waiting for years for this event to happen. Typically, we've heard an enormous amount of news about Bitcoin, about Ethereum, and it tends to have strong effects on its actual price. So, if we are in the bull run and XRP doesn't react, people are going to be angry. If we are in the situation where all these laws and things like that go through, but XRP doesn't react, people are going to get rid of the coin. This is I think we've kind of, you know, like my theory and idea that like we're not going to have 10 billion coins in the market. We're going to have between 10 to 15. You have to at some point like show that you're capable of being in the market. That's where all the big money is going to go. If you keep getting tons of good, like years ago, we got tons of good news about Tron and Cardano and the coin and the coin's price didn't go anywhere. we get a smidge of good news about Bitcoin and Bitcoin's price goes up by 3, four, five, six, 7% over the course of the week. So, I think and it's not without trying because XRP investors are also buying up XRP. You can then also argue like price suppression and price manipulation to keep the coin down, which are other theories that are going on. And I even I'll even give you a little tinfoil hat one. I don't think that they're theories. I think it's just logical. We see this in the housing market. gold and silver diamond market. We see this in stocks. We see price suppression as people are trying to get the prices to go down so that they can buy at better prices. So, it is completely believable that we would also see this kind of energy within the crypto space regarding Bitcoin, regarding Ether, regarding XRP, regarding etc. If Bitcoin's meant to go to a million dollars, it's uh it's totally believable that organizations and companies could be trying to make sure that the price remains low so that they can get to a million Bitcoin each, what have you. He said, "According to him, according to him, that kind of belief would likely push XRP's price to at least $20 today and not $1. 37. " Basically, if companies and institutions are looking for a $10,000 XRP in a decade, we'd be at $20 right now because you can't hit $10,000 like that. It has to progress over time. His point is that markets tend to price in future expectations. If the $10,000 scenario were realistic, current prices would already reflect some of that optimism. Uh he said if there were a few very rich, very rational people who really believed that there was a 1% chance that XRP could hit $10,000 in 10 years, they'd bid XRP up to at least $20 today. Why aren't they conspiracy? This is going to I'm telling you in the future, you know how like you look back at like world events that happened years ago and you're like, "Oh my gosh, I think this coin is going to be one of the more intense historical figures within the cryptocurrency space. — [snorts] — We get so much good news about XRP, so much hype, so much attention, and for whatever reason, it doesn't seem to directly translate into a higher price for whatever what for whatever the reason might actually be. — [snorts] — We're at the

### Segment 7 (30:00 - 34:00) [30:00]

word's not finish line, but we've gotten to the point where if tokenization and stable coins are going like if they're going to be a thing, if stable coin and tokenization market is going to be worth the expectations are 10 trillion dollar, that's a real number. 10 trillion by 2030 and XRP is still at $144, there's going to be a problem. We're going to like if you didn't see the other video, we're starting to get names as well. Like we know that Salana is being used more. So is Polygon like regarding uh stable coins and tokenization and what companies are looking to use and send money around the world. XRP is constantly a part of that conversation, but I think we realistically have gotten to the point where the coin has to move for the actual future of the project. And I dare say future of the company. And I mean that completely realistically. I've been here long enough to see like it's been a decade a decade of non-stop good news for this coin and now it's like okay you got to show us what you got. But this goes for I mean except for Bitcoin and Ethereum which are always the golden children of the market. every other coin. By the time we get to mid 2027, we should have very clear indications as to which coins are favored by Black Rockck and Fidelity and all these other companies. So yeah, as you might have imagined, news about XRP going to $10,000 per coin broke the internet. Everyone was completely losing their minds. And I do appreciate that David Schwarz is now like actually answering these questions because for years people have been asking him and Garlinghouse on Twitter uh multiple questions and they would be like I don't know. So now, okay, you know, yes, as far as we've been told, Ripple is not secretly working with the US to usurp the US dollar and just use uh XRP. XRP could because, you know, anything could happen. You know, it could one day hit 10,000, but I think it's far more likely if people like really were like, "Hey, XRP. " So like think of it this way. XRP was less than 1 cent. You with me 1 cent and then it went up to $3. 84. Everyone with me? Now let's say you replace that 1 cent with a $1. 37. That's the new bottom. That's the new baseline. I wonder why more people aren't talking about. Okay, usually coins jump off of their baseline and their bottom and move up higher. A from a $137 it would be more believable to me that XRP could go to $96 based on like previous multiples. You understand? From 1 cent to 384, from $137 to to $72. That seems far more believable. But for some reason, those numbers aren't good enough and everyone's like, "No, we need a $10 million XRP. " And that's where you end up getting a lot of like disappointed investors. Longterm, longterm, I'm talking like 2030s, I could see $125 XRP. Why not? It it's totally believable. Uh so anywh who I think that's going to do it for this video. Um hope you've all enjoyed. Hope you're all remembering to invest. I don't care what you invest in as long as you're doing it every single day. Build up your assets. Build up your portfolio. Make sure that you have something as we all continue to get older so that you have something to lean on in your later years or I even say in the next couple of years uh so that you know inflation doesn't take you by surprise. Uh thank you all once again for watching, for listening, for liking, for commenting the video, commenting on the Okay, and I will most certainly be talking to you all soon. See you.
