# Top 10 Rules for Success From World's Richest Investors Vol  2

## Метаданные

- **Канал:** Evan Carmichael
- **YouTube:** https://www.youtube.com/watch?v=COzdCAsAGpY
- **Дата:** 17.05.2026
- **Длительность:** 25:37
- **Просмотры:** 30,672
- **Источник:** https://ekstraktznaniy.ru/video/51299

## Описание

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✎ The stock market can feel like a scary place, but you can learn to grow your money like the experts. Famous leaders like Elon Musk and Warren Buffett share their best tips to help you succeed. Elon Musk says you should look for companies that make great products you love and think will be even better in the future. Warren Buffett explains that true investing means buying things that produce value, like a farm or a business, rather than just hoping someone else pays more for it later. By focusing on the long term, you can stay calm even when prices go up and down.

✎ Making smart choices with your money is about more than just picking stocks. Jeff Bezos and Sam Altman teach us to stay focused on what really matters instead of watching daily 

## Транскрипт

### Segment 1 (00:00 - 05:00) []

Some of the richest investors on the planet don't chase trends, they build the future. They stay careful while others get reckless. of items that people buy and think they're investing. One really is investing and the other isn't. And think long term when everyone else wants quick money. In the short run, the stock market is a voting machine. In the long run, it's a weighing machine. They invest in what they truly understand. All of the companies I think I have added a lot of value to are the ones that I sort of like to think about in my free time on a hike or whatever. Spread risk instead of gambling everything. You just don't know. So you need diversification in how you spread your bets out there. And master how money actually moves through assets. Tony, to increase your return, there's only a few things you can do. He said, you can make better selections of stocks. have better timing. He said, and asset allocation. He said, the first two will never happen. They think at a higher level. You have to think better And keep buying assets that pay them back. You should get money, take the money, invest in assets. They even protect themselves with real stores of value. They think saving this stuff is smart. This is toilet paper. I say this here because this is real silver. And start building wealth long before they felt ready. This right here, do you see it? Yeah. So that's Facebook, Twitter, and Tumblr stock. Those were the first three companies I invested in. Today you're gonna learn the top 10 rules for success from the world's richest investors. If you wanna build real wealth, think long term, and start making smarter moves with your money, this video is for you. Need motivation? Watch Top 10 with Believe Nation. If you've been here before, drop a hashtag Believe in the comments below so I can feature you here in a future video. And if you're new, welcome to Believe Nation, the only channel that helps you believe in yourself daily, one video at a time. Okay, let's kick it off with rule number one, invest in the future with Elon Musk. What advice would you give a young person getting into the stock market? Oh, stock advice, wow. Yes, sir. As I think people can perhaps tell who are watching this, these questions are not prepared in advance. This is literally random questions from the crowd, which is cool. Actually, I'm fine with that. It's going to sound very straightforward, but you want to really... buy stock in companies where you think the product that company makes will be better in the future? Is that company going to make more and better products? Or do you love the products that company makes, and are they going to keep doing that? And I think Tesla, as I've just gone through, Tesla has a track record of having made many great products, and we're going to make many more future great products. And we're going to scale up production, and I think we've demonstrated a level of innovation that is extremely rare. I mean, certainly by far the most innovative company in the car industry, like not even close type of thing. I do think Tesla stock actually, I think long term, with optimists and self-driving, Tesla will probably be the most valuable company in the world. But there are also other companies out there that make great products and services. So I think that's the way you want to look at it. Do you think this product, because that's the reason why companies exist, is to make great products and services. So if you think that the company is gonna improve over time then buy the stock and if you don't then don't and then The stock market is it's a very strange thing. It's kind of like You know, I think it was Warren Buffett sort of Metaphor analogy is The stock market's like having someone stand at the edge of your property or your house and yell prices to buy or sell your house every day. And sometimes they take their meds and sometimes they don't. So sometimes the person yelling the price of your house is having a good day and sometimes they're having a bad day. But it's still the same house. It's literally You know, so Tesla stock goes up and it goes down, but actually it's still the same company. It's just people's perception of the future. I don't know, I guess it's just very emotional, you know, so. But for me, like while it's difficult to predict how things will be from, you know, in the next six to 12 months, if you say like, where will things be in three years or five years?

### Segment 2 (05:00 - 10:00) [5:00]

The future of Tesla is incredibly bright. Rule number two, be mindful with your investments with Warren Buffett. There's two kinds of items that people buy and think they're investing. One really is investing and the other isn't. If you buy something, a farm, an apartment house, or an interest in the business and look to the asset itself to determine whether you've done something, what the farm produces, what the business earns and so on. You don't really care whether the stock market's open. You can do that on a private basis. In fact, you do it on a private basis if you buy a farm or apartment house generally. And it's a perfectly satisfactory investment. You look at the investment itself to deliver the return to you. Now, if you buy something, like Bitcoin or some cryptocurrency, you don't have anything he's producing. You're just hoping the next guy pays more. And you only feel you'll find the next guy to pay more if he thinks he's going to find somebody that's going to pay more. Now, if you ban trading, In farms, you could still buy farms and have a perfectly decent investment. If you ban trading in apartment houses or even in equities, if you ban trading in Berkshire Hathaway for the next five years, our investors would do fine over time. But if you ban trading in tulip bulbs, or if you ban trading in some bitcoin, which nobody knows exactly what it is, people would say, well, why in the world would I buy it? And you are investing when you do that. You're speculating. There's nothing wrong with it. If you want to gamble, somebody else will come along and pay you more money tomorrow. That's one kind of game. That is not investing. Rule number three is think long term with Jeff Bezos. When the stock is up 30% in a month, don't feel 30% smarter. Because when the stock is down 30% in a month, it's not going to feel so good to feel 30% dumber. And that's what happens. You know the great quote that Warren Buffett brings up all the time that Benjamin Graham said, which is, in the short run, the stock market is a voting machine. In the long run, it's a weighing machine. And what you need to do is operate your company in such a way, knowing that it will be weighed one day and just let it be weighed. Never spend any time thinking about the daily stock price. I don't. Rule number four is invest in what you love with Sam Altman. How many investments do you have like large, you know, like all together, active? Trying to get a sense for. I mean, counting all the YC ones, like a few thousand personal ones. I would guess 400. Wow, really? I've been doing this for a long time. Yeah, absolutely. And every once in a while I see a really gigantic deal. What makes a Sam Altman deal? I try to just do things that I'm interested in at this point. One of the things I have realized is all of the companies I think I have added a lot of value to are the ones that I sort of like think about in my free time on a hike or whatever and then text the founders, hey, I have this idea for you. And I have learned what those are. And the ones that are not, I think every founder deserves an investor who is going to think about them while they're hiking. And so I've tried to hold myself to the stuff that I really love, which tends to be the hard tech years of R& D, capital intensive, or risky research. But if it works, it really works. Also, if you want to take real action after this video, I made a free worksheet just for you. It covers the top lessons from today, gives you space to write your biggest takeaways, and helps you build a simple action plan. It's 100% free. Just click the link in the description below to go grab it. I'll see you there. Rule number five is diversify your investments with Kevin O'Leary. Overall, would you say in total investments, are you up? Are you down? Do you have any idea? Yeah, no, I believe me. I track it. We have a whole team that manages this portfolio of over 57 private companies. And here's the thing we've all learned on Sharp Pig. Okay, we're in the middle of the season 14 right now. I'm going to be shooting next week back in LA. I don't know what I'm going to see, but it's going to be amazing because each year the deal size gets bigger because people really want to tap into that massive social media platform, 100 million plus eyeballs when you go through syndication. Eight minutes of prime time television to a third of the country, that's pretty powerful in terms of getting a product out there that reduces customer acquisition costs a lot. But whatever I think is the hot deal of the season, number one winner that I bought and I put $300,000, $400,000 into whatever, That's never the one that makes me back my money. I wait two or three years later, and it's some crazy piece of crap product that I thought was just a joke that ends up being a monster. And I'll give you an example. Just this year, there was a deal a few years ago called Base Paws, cat DNA. I remember this. You snip a swab up your cat's ass, and you send it in.

### Segment 3 (10:00 - 15:00) [10:00]

And it tells you what to feed it so you can extend its life by 30%. What a stupid idea. You can buy a new cat for $5. Why would you pay $29 for a DNA test? I bought into it because it was so crazy, so dumb, so stupid, I thought. The company just sold for over $50 million cash last month because who knew that pet DNA is smoking hot? There's 110 million cats in America. And the entrepreneur, the woman, was spectacular in building up this business. She got bought out by a biotech company that wanted to have her database of DNA. And it turns out that millions of people pay 29 bucks to extend their cat's life. I'm not one of them, but who cares? It was a fantastic investment. My point is you just don't know. So you need diversification in how you spread your bets out there. Rule number six is get better at asset allocation with Tony Robbins. I met with David Swenson, he took one billion, turned it into 24 billion in two decades, in 20 years. Just mind boggling, a billion a year, right? Just think about that double of doubling. It's just mind boggling. And I asked him, I said, what are the dials, what are the only dials we can touch? And he said, Tony, to increase your return, there's only a few things you can do. He said, you can make better selections of stocks. have better timing. He said, and asset allocation. He said the first two will never happen because the first two cost you money. Got to hire somebody, everybody's wrong on the timing. He said asset allocation, which simply means dividing your money into different buckets. Some of those buckets are secure so that Even though you think you're going to be a genius, you're going to make money no matter what, that money grows slower, but it'll always be there and it'll give you freedom for the rest of your life. There's a growth bucket, which is also a risk bucket. We forget that because one of the things Ray Dalio taught me, he said, Tony, everybody invests in what they think they know. You grew up with real estate, you're not a genius, but you made money in real estate, because anybody can when real estate's going up. You think you're a genius. You think you know stocks. Oh, you're a genius, you know, in 1999, right? You know, you're a genius in 2010, when things started to grow a bit. He said, whatever you invest in, in your lifetime, that area is going to drop 50% to 70%. There is zero exception. He can show you mathematically, and historically. So he said, you have to diversify, even though you don't want to. And you have to divide these monies up. So every one of them taught me different asset allocations. But the one that I think is the most valuable for anybody to really take advantage of is Ray Dalio's. Because Ray Dalio's figured out, why is it in 2008, if your stockbroker, your financial planner said, we're going to protect you. We're going to put you half in stocks and half in bonds. Why did they both go down? You weren't protected at all. Same thing happened in 2000. And he figured something out. When you think you're in a balanced portfolio, you're not balanced. And the reason is stocks are three times more volatile than you'll find in bonds. What does that mean? It means when you think you're 50-50, you're 50-50 with your money, but you're not 50-50 with your risk. You're 95% at risk and 5% on the good side. That's why everybody loses. So he figured a formula because he said, look, someday I'm going to be gone. I want my kids to have the money long term. I want all the philanthropic things I'm doing to be taken care of. So he spent 15 years studying the markets and figured out, how do I design a portfolio that'll make money every time? Like, if it loses money, it lost in 75 years, it's lost 1. 6% when it's lost. But it's been right 85% of the time. If you went to Vegas, if you were planning to work for 75 years, it made money 85% of the time. And when you lost, you lost 1. 6%. And when you gained, you gained more than 10%. The biggest loss in 75 years is 3. 95%, less than four. So why do people not make it in the stock market? Because when you take a 50% hit, they all say stay in. Nobody, the average person never stays in. If you look at the last 20 years, the average person, the stock market over 20 years, from 1993 to 2013, has averaged 9. 2%. Pretty cool compounding. You double your money pretty damn quick doing that. But the average mutual fund investors make 2. 5%. Why? Because they freak out, they sell when it goes down, they buy when it's looking good, which is the wrong time to buy it. They don't know what to do. So what Ray Dalio's strategy does, And by the way, he's never shared this strategy ever publicly. And he gives it in here. here, which is mind boggling. I pushed him, I teased him, I controlled him. In the end I said, look, you're not taking any more money, help the average guy out. He lays it out, you can do it yourself or you have someone else do it for you, but it takes 15 minutes a year. and 85% success over 75 years. And I could take any time period, last 30 years. You lost money four times, one of those is. 003%, so it's really break even. And again, the most you ever lost, less than 4%, average 1. 9%. So if you're looking for a plan, I'd put some money there. And the other money that I would do is I'd take some of that money and I'd look at what are the biggest trends. I have a lot of my money also in senior housing, and the reason is two-fold. It's a demographic inevitability. There's this giant wave of baby boomers and there isn't enough senior housing to take care of them. And also, I like it. I like to create a quality place for someone to be able to be lived and taken care of and so forth.

### Segment 4 (15:00 - 20:00) [15:00]

But there's huge income from it and there's the growth in the asset itself. Rule number seven is think at the higher level with Howard Marks. Lots of people will tell you how easy it is to invest and how you should go about it. What I'd like you to know is that it's not easy. That the future is unknowable. It throws you a lot of curveballs. You can't know which event will occur. There'll be a distribution of possibilities and you have to allow for many of them, not just one. Well, in the book, you talk about second level thinking. What is it and how does it apply to investing? It follows from my first answer. It's simplistic. It can't be. Most people are simplistic. Most people say, oh, if you like the company, buy the stock. Everybody thinks that way. That opinion is embodied in the stock price. You have to think better and at a higher level. Rule number eight is keep investing in assets with Grant Cardone. People have good internships over to someone that might pay 15, even 20, 25 bucks an hour, which is good money for two or three months if you're a sophomore, junior. Yeah. Advice would you have for them to do if they come away with five grand gross? What should they do with the money? Well, dude, they should invest the money. You should get rid of the five grand. You started broke, you should always be broke. You should get money, take the money, invest in assets. You should be broke in cash and rich in assets. Start building assets now. Also, for you guys that are interning, you're interning in the field that you're in, but you really need to learn those skills that you don't want to learn. You need to learn sales, marketing, scaling. Why would you work for $25 an hour when what you really want is $25 million? So right now, you guys should be leaning into, how do I become an Elon? Somebody has tremendous amounts of financial independence so that you can literally mold an industry, not just work in an industry. And if you're going to do that, you need sales, you need marketing, you need scaling, big think, you need wealth creation formulas. You need to know how do I create wealth? How do I sustain myself and an organization so I can scale something big enough? Look, man, Mark Zuckerberg was what? He was 23 years old and he was a billionaire. He wasn't interning on the weekends for $25 an hour, bro. He wasn't hunting five grand and he wasn't hunting the puntaing. He was looking for the big score. And this is what I would tell all the kids, man, your world is, you have so many more opportunities than I had when I was 25 years old. The whole world, you had more, you have more opportunities. You have availability to this, just this right here. Okay, the fact that you and I can do this, it costs us literally nothing to do it. And we can reach tens of thousands or millions of kids. and say, look, you don't have to do it the way we did it. You don't have to go the old slow way. You can literally hack into the experience of, I'm 66 years old. You know how many losses I've had in 46 years of being in business? You don't need to have those losses. You need to learn from mine and avoid that. I spent five years in college. I shouldn't have done that. If I was going to go to college, I should have done that in two years, not five years, but I was around all the time. I had no focus. I had no real initiative. I didn't understand why I was there. I was just doing something. Then when I went and interned or got a job on the weekends, it was just to pay bills and party. It was all this vicious cycle of stupidity. So I ended up with more debt after college than I had. I shouldn't have had debt. I shouldn't have ended up with debt. I should have been working the entire time. I should have done my entire five years, should have been under two years, and I should have been working when I wasn't studying. And I'd be worth four or five billion dollars today if I'd have taken the advice I just gave you. Winner nine is Make Smart Investments with Ray Dalio. Wouldn't that be really risky to have exposure to China, whether you are a Wall Street firm, an investment firm, or even a business that operates over there? Wouldn't that be a major risk to think about if you are on the brink of a war? Yes, and it's having implications, but there's it's kind of a, you know, a two sided sword. The question is, what is the magnitude of the exposure? Because, you know, let's say the more probable thing is you don't have a war. And then and you have these differences in their technologies and so on. But you're definitely seeing

### Segment 5 (20:00 - 25:00) [20:00]

Just like there's a perceived risk in bonds now, US bonds in the world, there's a perceived risk of being in China. And you're seeing the neutral countries that are doing well like India and countries in, let's call it the ASEAN countries, which are Singapore and Indonesia there and different countries. You're seeing them benefit as there's movement for businesses in various ways to those countries that are not involved in this war. As a generalization, If I was to make a big sweeping generalization, I would say one wants to invest in countries that have good finances, good income statement balance sheet, earning more than they spend, because they can withstand disruptions better. financially and be more productive that don't have big internal conflicts and are not in the risk of being in the war situation. So you see generally money going to those types of places. And number 10, the last one before a very special bonus clip is invest in gold and silver with Robert Kiyosaki. When I wrote Rich Dad Poor Dad, there were some basic rules my rich dad gave me. My rich dad said, savers are losers. And when I wrote that, I got attacked because most of these idiots out there who know nothing about money, they think saving this stuff is smart. This is toilet paper. If you understand your history, in 1971, President Nixon took this off the gold standard. So the dollar became debt. Today, the US dollar is debt. It's not money. It's credits. This here is a 1964 Kennedy half dollar. This is pure silver. This is real money. 1965, it became fake money. So when you look at a coin today, you can see the copper tinge run it. That's fake silver. And again, in 1971, Nixon took the dollar off the gold standard, and this became fake money. So the reason I say savers are losers is because our banking system was designed to steal our wealth. The biggest criminals in the world are banksters, bankers, and they steal your wealth via your money. That's the Federal Reserve Bank, the Treasury, and all this stuff. So I'm not saying don't work for money and all this stuff. I'm just saying be smarter. Don't save this trash. Now you can see this year, I say this year, because this is real silver. Back in 1964, this was 50 cents. Today, in February 2025, according to the date, business worth about $12, because the price of silver is going up because this toilet paper is coming down. So that's why I say savers are losers. Don't be stupid. And the reason I recommend Bitcoin, now Bitcoin has its own challenges, But at least Bitcoin by design was designed to go up. It got scarcer. This thing gets more plentiful. One more thing about silver and gold, as the price of gold and silver goes up, does this get more scarce or less scarce? It gets less scarce. Because when the price of gold goes up and the price of silver goes up, and I know because I own gold and silver mines, when the price of silver or gold goes up, we produce more gold and silver. So the reason I like Bitcoin is it always stays scarce. Now I don't recommend you invest in Bitcoin because most people can't take the ups and downs. And could Bitcoin go to zero, like some people say, it's possible. Do you believe in saving money at all or do you think that it's better to have all your money invested at all times? So the only reason I was able to, what was your name brother? Jacob. So check this out. This right here, do you see it? Yeah. So that's Facebook, Twitter, and Tumblr stock. Those were the first three companies I invested in. So I got much worse at investing after I started. What's crazy about this brother was from 22 to 34 I worked for my dad's liquor store and he never really paid me a lot of money because it was like immigrant family business life so I never got paid a lot of money but I was saving money like crazy like I was making 50,000 a year and I was saving 10,000 a year because I didn't buy I was just working and saving and all those savings is what let me invest into this. So I think it's a mix. I invest a lot. Smart people realize that are financially savvy realize investing's a good way to go versus just savings but I always have a nest egg. I think you gotta find your own balance. You have to have a rainy day fund just in case things go poorly and I think one of the biggest issues in the world right now for 20 to 30 year olds is they don't save.

### Segment 6 (25:00 - 25:00) [25:00]

They buy a lot of dumb. You know, and so everyone's buying dumb to look cool on social media. And then when a rainy day happens, they're panicking. And so I think you got to find your balance, bro. Congratulations. You're one video closer to who you're meant to be. For 10 more amazing rules from the world's richest investors, check the video right there next to me. I think you'll love it. Continue to believe and I'll see you there. You made your first investment when you were 11 years old in 1942, 80 years ago. I took $114. 75 every penny I saved, and I bought three shares.