# Top Experts Warn: The Dollar's Biggest Threat Is Still Ahead - Robert Kiyosaki ## Метаданные - **Канал:** The Rich Dad Channel - **YouTube:** https://www.youtube.com/watch?v=dHaABjK3ZnM - **Дата:** 10.06.2026 - **Длительность:** 25:04 - **Просмотры:** 1,564 ## Описание The US dollar's reserve currency status has helped define the global financial system for decades. But as debt levels rise, central banks accumulate gold, and new economic alliances emerge, many investors are asking whether the dollar's dominance is beginning to change. In this special compilation episode of the Rich Dad Radio Show, Robert Kiyosaki brings together insights from Andy Schectman, David Garofalo, George Gammon, Peter Krauth, and other financial experts to discuss the forces reshaping the global monetary system. Throughout these conversations, the panel examines the growing role of gold and silver, the expansion of BRICS nations, central bank buying trends, inflation, government debt, and the long-term implications of currency debasement. You'll learn: • What reserve currency status means and why it matters • Why central banks are increasing gold reserves • How government debt affects the value of fiat currencies • What the growth of BRICS could mean for global trade • Why many investors turn to hard assets during periods of uncertainty • How inflation impacts purchasing power over time • The role of gold and silver in wealth preservation • What investors should watch as the global financial system evolves This episode brings together multiple expert perspectives on one of the most important questions facing investors today: what happens if the world becomes less dependent on the U.S. dollar? Whether you agree with every conclusion or not, understanding these macroeconomic trends can help you make more informed decisions about protecting and growing your wealth. 00:00 Biggest Economic Warnings 00:17 Gresham Law Explained 00:51 World Turns on Dollar 02:06 Debt Spiral and Inflation 03:34 Central Banks Rush Gold 05:39 Credit Money and CBDCs 07:09 BRICS Challenge Bretton Woods 09:55 MMT and New Commodity System 10:55 Everything Bubble Balloon 13:46 Dollar Debt Trap Abroad 15:27 Gold Silver Pitch Break 17:19 Why Gold Beats Dollars 18:24 Silver Supply and FOMO 19:48 Solar and EV Silver Demand 23:28 Real Money Conditioning 23:58 Final Thoughts and Disclaimer ----- Get your free Rich Dad Wealth Kit and discover one of the best ways to start investing in silver and gold now: Visit RichDadLovesGold.com or take out your phone and text the word GUIDE to 24999. U.S. Residents Only. ----- Disclaimer: The information provided in this video is for educational and informational purposes only. It should not be considered as financial advice or a recommendation to buy or sell any financial instrument or engage in any financial activity. The content presented here is based on the speaker's personal opinions and research, which may not always be accurate or up-to-date. Financial markets and investments carry inherent risks, and individuals should conduct their own research and seek professional advice before making any financial decisions. ## Содержание ### [0:00](https://www.youtube.com/watch?v=dHaABjK3ZnM) Biggest Economic Warnings While Robert is away, we're bringing you the most talked about warnings from the Rich Dad Radio Show. Here, Robert Kiyosaki and his guests discuss the future of the dollar, inflation, debt, and the forces reshaping the global economy. ### [0:17](https://www.youtube.com/watch?v=dHaABjK3ZnM&t=17s) Gresham Law Explained — There's a law called Gresham's law. And Gresham's law says bad money drives out good money. So, this is bad money here. It's called the US dollar. I call it toilet paper today. And this is good money here. This is silver and this is gold. So what happened in 64 and 7 uh1 they took the gold out of this paper toilet paper right here. And in ' 64 they took it out of our silver coins. So Gresham's law is in action today. America has been ### [0:51](https://www.youtube.com/watch?v=dHaABjK3ZnM&t=51s) World Turns on Dollar kind of a bully because we had the reserve currency of the world. — I'd like to first throw out that so many things are happening all around us. And while they're significant, these individual events in and of themselves have less significance than when you put them all together. And the things that are happening inside, the blunders, if you will, that are happening inside the United States only exacerbate the consequences that are happening and the realities that are happening outside the border. In other words, the US blunders, I believe, are inspiring the rest of the world, the international community to unite in opposition to it and in joint establishment of mutually beneficial platforms of politics and economy and trade and currency, finance, and culture and education and international security and all of these things that as you mentioned, the bullying and the sanctions and the hegemony and the hypocrisy of the West, I believe, is coming to an end. — I mean, let me summarize what Andy said. America has pissed off the rest of the world. We're now a credit-based economy. ### [2:06](https://www.youtube.com/watch?v=dHaABjK3ZnM&t=126s) Debt Spiral and Inflation In other words, we print fake money and we spread it throughout the world. So, what are the central banks doing with gold right now, David? They're buying, aren't they? — They are they're big consumers of gold right now. Uh because they recognize that their fiat currencies are being undermined by the very central banks that they're running. And the reason they're doing that is because there's a massive amount of debt that's been strapped on over the course of the last 15 to 20 years because of the easy money policies. US debt today has grown to over $50 trillion. Debt service, US government debt service is now over a trillion dollar per year. One out of every $7 of tax revenue. And that's double. — Wait, wait. Wait, wait. That means uh they cannot pay for our debt with our taxes. — No way. there's no fiscally responsible way for them to repay the debt. So the only thing they can do is inflate it away. Just keep printing US dollars and debase the value of that debt. Uh and that's just a fundamental economist. It's not a conspiracy theory. It's just the reality, the economic reality they face. They put on so much debt on their balance sheets. There's no way for them to repay it. They have to make the debt shrink as a percentage of the overall economy. And the way to do that is inflate it away. Inflate the economy. Flood it with dollars. And so this tightening that they've shown in interest rates over the last 18 months isn't doing anything because inflation rates are well above where the interest rates are. So that means real interest rates are actually negative. That's why ### [3:34](https://www.youtube.com/watch?v=dHaABjK3ZnM&t=214s) Central Banks Rush Gold central banks are buying gold. — Gold yields nothing as a financial instrument 0% yield. But treasuries are yielding negative on a real basis. When you take inflation away from the interest rates that are getting paid on treasuries, you're actually losing purchasing power every day. The value of your dollar is going down. As I said earlier on, the US dollar has lost over 90% of its purchasing power since it abandoned the gold standard in early 1970s. Every paper, every fiat currency ever created is ultimately failed. And that will happen with the US dollar and every other currency in the world today. — Say that again. Every what? — Every fiat currency that's ever been created, and those are all created by man. That's the definition of fiat currency ultimately has failed since the beginning of time. And that will ultimately happen to the current paper currency that we have in the world. Whether it's the euro, the yen, the US dollar, these will all fail. And time and again, as we saw in Germany 100 years ago, these paper currencies fail. As we've seen in Zimbabwe of late, Venezuela, it's just one after the another. It's like a domino effect. — So, one more time, tell us what's going on with central banks. Have they finally found religion and getting out of paper and going to gold? — Yeah, central banks are sucking and blowing. They're debasing their fiat currencies, but at the same time, as quickly as possible, they're buying hard assets to diversify their central bank reserves because they not only don't trust their own fiat currencies. They don't trust anybody else's fat currencies they have in their central bank reserves. That's why China is not only the biggest producer of gold as a in the world as a country, but also the biggest importer of gold. So, they consume everything they produce and then they import more gold than any other country in the world. You know, throughout history, who controls the money controls the world and since 1944, America's controlled the money with the US dollar being the reserve currency of the world, which caused America to boom, but it also caused many problems. And when we lose our reserve currency status, we started in 1944. Question is, what happens after that? To a certain degree that's true, but now I ### [5:39](https://www.youtube.com/watch?v=dHaABjK3ZnM&t=339s) Credit Money and CBDCs would argue it's more so the banks. The banks control the money and more specifically the banks outside of the United States. So most people have this idea that dollars are just kind of a green piece of paper and you take your green pieces of paper that you digitally get with your paycheck and deposit it at the bank and then the bank kind of puts that in a vault, stores it for you until you need it. But what they need to understand is again 95% of those dollars were not green pieces of paper. They were lent into existence by a bank extending credit and therefore those dollars are a liability of a bank. So if your listeners have an account with Wells Fargo or Chase, BFA, something like that, then is that those dollars, which they considered assets. You know, you got $100,000 in your account. That's your asset. But that was a liability of a bank. They weren't putting it in a vault. They were actually taking your money and they were lending it out and you just had to trust that bank was going to pay you back. But what a CBDC really is, when you look at the mechanics and the financial plumbing, it's just the individual taking their account that they now have with Wells Fargo, that's a liability of Wells Fargo, and simply moving it to the Federal Reserve. — Brazil, Russia, India, China, South Africa comprise the bricks. And these ### [7:09](https://www.youtube.com/watch?v=dHaABjK3ZnM&t=429s) BRICS Challenge Bretton Woods are — these are countries that are uniting in common interests. and um doing it without uh the bullying if you will of the western hegemony. And so when you talk about this growing cohesion of countries, there are others that they already set their eyes on. And in Brazil's backyard, you have Argentina. In Latin America, you have Nicaragua. in Central America, uh, Algeria, you have E, excuse me, in near a South Africa, you have Algeria, Egypt, Iran, Saudi Arabia, as we just talked about, the United Arab Emirates, Nigeria, Sagal, Afghanistan, Kazakhstan, um, India, Indonesia, Thailand, all of these countries and their neighbors that are growing together are forming a massive very imposing not only from a GDP, but you put all these countries together and their military might is very strong as well. And they're talk those are the bricks plus. Now they're talking about adding more countries including Costa Rica, El Salvador, Guatemala, Honduras, Panama, Bolivia, Chile, Cuba, Ecuador, Peru, Uruguay, Venezuela, Azerban, Mongolia, Kazakhstan, Turkmanistan, Usbekiststan, Pakistan, Sri Lanka, Vietnam. The list goes on and on. And — so let's what that means is right now they're dealing in this. — Correct. — 1944 this became the reserve currency of the world right after World War II, the Bretonwoods, New Hampshire. Like I said, this is toilet paper today because this is now fake money. So the rest of the world is saying enough of you sending us your toilet paper. See, for years we've been able to ship this toilet paper throughout the world. — That's right. — That's Gresham's law. When bad money chases out good money. So, what the US has been doing for a long time, they've been shipping people toilet paper and they've been shipping us commodities like wheat, grain, oil, uh food, gold, silver, uh finished goods, and things like this. So, that's Gresham's law. And the world says we've had enough of this. And that's why they're joining with these countries. And not only if you look at what China is doing, they're coming in and building infrastructure. They're building refineries. They're building more oil rigs. They are cooperating. — Yes. — To mutually benefit both sides of the table. And what that means is that that's also a military cooperation. And that's why when Russia signed that deal with Saudi Arabia the day we left Afghanistan, it was a big deal. Could ### [9:55](https://www.youtube.com/watch?v=dHaABjK3ZnM&t=595s) MMT and New Commodity System you explain MMT? Mon I call it Marxist monetary theory. So what is MMT? — It's just basically you print as much money as you want to solve the problem. But that doesn't work in a glo in a globalized economy where the rest of the world says why do we want your dollar that is worthless. And that's why all of these countries are using commodities in particular gold and its revaluation by the bank of international settlements in 2019 as a high quality liquid asset. In essence, tier one, they're accumulating things that are real and they are going to use them to back a new system while the west — but and become so many subjects that are beyond most people. — Well, you know what? I think if you follow the narrative, the bottom line is the world is revoling against the West and our healthy. — So, I'm very honored to have George, my friend here, and he's my macro go-to guy, and he's going to talk about what hap what's happening to this piece of toilet paper. Still, still important, but still toilet paper. So, before we go ### [10:55](https://www.youtube.com/watch?v=dHaABjK3ZnM&t=655s) Everything Bubble Balloon on, George, um what does the balloon represent to you? Well, the balloon represents the financialization of the economy. And so back in the good old days, the uh Wall Street, the stock market would be a representation of the overall economy because you have the businesses in the economy. And if they do better and better, then of course uh the economy is doing well and you would assume that their share price would increase. Unfortunately, that's not the way it works anymore. Uh and that's why I use the example the balloon. The way a healthy economy should work is the economy should be the balloon and the stock market should be the basket. So wherever the economy goes, so goes the uh so goes the balloon, so goes the basket. But now we have the inverse relationship. So the balloon is actually the stock market and the basket is actually the economy. So wherever the stock market goes there, so goes the economy. And it's a perverse setup and unfortunately it's why one of the many reasons why the Fed has to make a lot of decisions to prop up the stock market that might create economic distortions in the real economy. And at some point uh you're going to have to pay the price for that. And I think we may be getting to a point now in the United States or within the next couple years where we're going to have to pay the price for our economy being so financialized and dependent upon asset prices instead of being dependent on good oldfashioned hard work and productivity. — So and what George has said it before in other programs, we're in everything bubble. We're in bubble in the bond market, stock market, real estate market, and it's hanging by this balloon right now. Well, what's interesting about where we are right now with the global economy, which is definitely going to impact the United States because everything is so interconnected, is actually the value of that piece of toilet paper that you just had. Uh, not necessarily relative to silver, but relative to other pieces of toilet paper. So, every country has their own piece of toilet paper. We call ours the dollar. uh if you're in Germany, you call it the euro. If you're in Japan, yen. So, what's important is not just to look at what the dollar is doing relative to goods and services or silver in the United States, but it's also very important that we look at what the dollar is doing relative to other fiat currencies. — And so, the value of gold in China is more than America. So it takes more yuan than dollars to buy the same thing. Same thing in Japan. So that's why it's real interconnected, but we're all hanging by one big balloon. — Yeah. And so the next step ### [13:46](https://www.youtube.com/watch?v=dHaABjK3ZnM&t=826s) Dollar Debt Trap Abroad here is we have to think about someone's debt, right? So if you have a mortgage on your house, I think everyone can relate to that. Uh your mortgage, you have to pay that back in dollars for Americans. that that's the deal. You borrowed, let's say, $500,000. So, every single month when you make your mortgage payment, let's just say it's 2500 bucks or something, you have to pay that back in dollars. You can't call up uh Wells Fargo and say, "Hey, this month I'm going to pay you in Japanese yen. " That that's not going to fly. They want dollars. And usually this isn't the problem because most people's income who have a dollar denominated mortgage, let's say, their income is in dollars. So the value of the dollar, it's not really relevant to them. But unfortunately outside of the United States, because the dollar is the global reserve currency and it's used for, let's say, 60 or 70% of global settlement even between countries that don't involve the United States. So what you have is a lot of countries, a lot of entities within countries such as Japan, let's say, that have to borrow dollars, but yet their income, their cash flow is in Japanese yen. So what happens is when the dollar, that piece of toilet paper goes up in value against the yen, their piece of toilet paper, all of a sudden the burden of their overall debt increases significantly. ### [15:27](https://www.youtube.com/watch?v=dHaABjK3ZnM&t=927s) Gold Silver Pitch Break Wall Street is selling new stocks. Rich Dad is buying gold and silver. In 2026, one of those strategies is dramatically outperforming. Here are the numbers. Gold is up around 35% in the past year. Silver is up over 125%. The stock market around 27%. Gold and silver aren't just outperforming. They're leaving everything else behind. For decades, silver was manipulated, suppressed, ignored. Most people never thought to own a single coin. And gold, most people left it to the wealthy. That was their mistake. Bank of America is now forecasting silver could reach $39 an ounce. Top banks are forecasting gold could hit $6,300 by year end. Those aren't fringe predictions. Those are some of the largest banks in the world. Yet, most people still aren't paying attention. Our own Robert Kiasaki posted on X that he predicts $100 in silver could be valued at $500 within a year. Rich Dad has always said, "Gold and silver are not investments. They are real money. " Real money doesn't need hype. It doesn't need Wall Street's approval. History always catches up to it. The question Rich Dad is asking right now is simple. While Wall Street keeps selling you paper, what are you doing with your retirement? That's why we created the free Rich Dad Wealth Kit with our sponsor, Priority Gold. Three guides covering everything Rich Dad knows about silver, gold, and wealth defense. Visit richdadlovesgold. com for your free kit. Again, that's richdad loves gold. com or text guide to 24999. The wealthy have always known what gold and silver are. Now the numbers are showing everyone else. There's no more powerful time to be in ### [17:19](https://www.youtube.com/watch?v=dHaABjK3ZnM&t=1039s) Why Gold Beats Dollars gold and silver. Would you agree with me, David? 100%. I mean, look at gold's performance over the last 50 years since the US dollar was decoupled from the gold standard. The purchasing power of the US dollar has gone down more than 90%. So, it's worth 10 cents to the dollar that you had back in the early 1970s. Whereas, the gold price has gone from $35 to $2,000 over the same period. So, where were you better placed with your savings, your capital, your hard-earned savings over the last 50 years than gold? Well, that means if you're saving dollars, you're losing money. — Absolutely. You're losing purchasing power every day with the inflation that we've experienced. There's been a massive printing of currency since the US dollar was decoupled from the gold standard in the 1970s. That's why you've seen this massive inflation and this decline in the purchasing power of your dollar, — you know, and I'm still buying it, buying it because it's an industrial metal as well as a precious metal. All the gold is still left in the world, but the silver is disappearing. Is that an adequate summary? — I completely agree with that. Yeah. So ### [18:24](https://www.youtube.com/watch?v=dHaABjK3ZnM&t=1104s) Silver Supply and FOMO how come the price isn't going up then? Why does it stay flat? — So, I believe that what I was saying earlier is the explanation for that and that could go on for a little while longer. In other words, right, the demand is being met from these secondary supplies. And so, as long as that can go on, and I think that we may have a year, maybe a couple of years left of that at most, um, that's going to probably keep the silver price relatively level. Now, that doesn't mean, and we've seen it before, you know as much as I do, Robert, we've seen it before when um there's this FOMO or fear of missing out. People will pile into silver following gold usually and it just absolutely explodes and goes crazy. Now, we've seen it a few times in the past. silver does tend to kind of move sideways and then when this huge fear of missing out comes in and they see gold let's say 2500 silver at $35 is going to look like a one heck of a bargain next gold 2500 so that just drives so much investment demand and the silver price will spike. — Yeah. When the panic hits you're going to wish you had bought more of it. But I've been buying it for so many years. Like I said, you know, was like a dollar something and I still have it. — ### [19:48](https://www.youtube.com/watch?v=dHaABjK3ZnM&t=1188s) Solar and EV Silver Demand — I still have it. — Um, how much silver is, you know, the solar is the ESG like anyway, the greening the green scam they call it, — right? What is your forecast for solar as far as the consumption of silver? — Well, it's become huge. It's unbelievable. In the last um few years it's gone from about a 100 million ounces. So that's about say 10% of all the silver made available every year between mining and recycling. About 10% has gone to solar. Last year it was already at 19%. So it's more than doubled in the just in the last few years. Right. — It has absolutely doubled. I get tongue tied. The reason I say that is I talk to poor people, you know, people who don't invest and they're in the stock market, which to me is gambling. But anyway, everybody can afford it, but they'd rather save fake money, the US dollar or the Canadian looney or the peso or the euro. So, Peter, um, what would you what's going to happen with EVs? You know, I bought my first EV and I call it the grand new scam. Great, the green scam, but I love that car. I mean, I really do. It's a Cadillac and it just goes flying past gas stations. And I own oil wells, too, so I shouldn't be saying that. But what's the future of EVs with silver in that relationship? — Well, EVs are certainly a big consumer of silver as well. We talked about solar, but uh the growth of EVs is certainly uh pushing the demand for silver higher. And what we do know is that uh they need more than twice as much silver as a regular internal combustion engine vehicle. So the more EVs are produced and sold, the more silver that's going to take. Um it's just that simple. The math is that simple. So, uh, you know, China is now going to be the biggest producer of EVs, but anyway, where's China going to get their silver from? Do they have a lot of it or not? — So, China is arguably number two or three uh world producer of silver, but they don't produce anywhere near as much as they themselves need. And um uh you just have to look at uh the production numbers for silver and the demand and uh and especially we talked a little bit earlier about solar. Well, China completely dominates the solar industry. They are 80% of the world's solar panel manufacturing capacity. And um I don't I don't know where s China's going to get their silver. I mean, they're going to have to compete with everybody else for that. Uh, you know, they I was talking about getting silver off of the uh Shanghai futures exchange. I can bet that they're standing for delivery and taking delivery there. A lot of um silver goes through that exchange, but as I say, they're going to have to compete with everybody else. I'm willing to bet most of the silver produced in China doesn't leave China, just like the gold. And what Peter is saying is people are actually saying, "No, I want the silver. " They're not playing games with it at this point. And let me say it again is every Tomahawk missile which is fired up and pounding away at the poor people of Ukraine and Russia, I think there's 14 pounds of silver in there. You don't get it back. And the landfills are filled with silver and the cost to extract it is more than the price of silver today. But they'd rather have the fake money, the paper money versus the real money. Why do you think that is ### [23:28](https://www.youtube.com/watch?v=dHaABjK3ZnM&t=1408s) Real Money Conditioning Peter? — We've been conditioned. I think people have been conditioned to believe in uh paper money over what was real money. Silver and gold were real money for 5,000 years. It's the last 50 years, like you said, since silver has been taken out of coinage. Gold's been no longer backing the dollar, for example. So, it's only the last 50 years, and I consider that to be an experiment. We're living in an experiment, and it's not going well. I'll need to say this is we ### [23:58](https://www.youtube.com/watch?v=dHaABjK3ZnM&t=1438s) Final Thoughts and Disclaimer don't recommend people invest in anything. were purelyformational. But I will tell you what I invested and since I was a little boy ever since I held up a US coin this 1964 and there was a copper tinger on it and again that was Gresham's law. That meant the government was messing with our money. It was now fake money in ' 64 and then 71 President Nixon took gold off of the dollar. It became all fake money and then everybody went into what's called bonds, treasury bills and bonds. And today the Chinese and Japanese are not buying our bonds because America is now the biggest debtor nation in the world. So we don't make recommendations. We educate people. Make up your make your own mind up. I am such a bull on gold and silver. One big reason I don't trust my government. That's the main reason. We're a great country, but something is rotten in our financial markets. — This podcast is a presentation of Rich Dad Media Network. --- *Источник: https://ekstraktznaniy.ru/video/53066*