# The Smart Money Is Already Positioning for the Next Financial System - Robert Kiyosaki ## Метаданные - **Канал:** The Rich Dad Channel - **YouTube:** https://www.youtube.com/watch?v=iIHYOrwuX7E - **Дата:** 06.06.2026 - **Длительность:** 24:09 - **Просмотры:** 17,348 - **Источник:** https://ekstraktznaniy.ru/video/53069 ## Описание What are stablecoins, and why are some of the world's largest financial institutions investing heavily in the infrastructure behind them? In this episode of The Rich Dad Radio Show, Robert Kiyosaki explores the growing role of stablecoins in the evolving financial system and explains why institutional investors are paying close attention. He begins by examining the long-term impact of fiat currency, inflation, and the decline of purchasing power before tracing how Bitcoin emerged as a response to growing distrust in traditional financial institutions. But according to Robert, the bigger story may not be Bitcoin itself. The real opportunity could lie in the infrastructure being built around digital assets, particularly stablecoins and the companies helping move money through a new financial ecosystem. You'll learn: • What stablecoins are and how they work • Why stablecoins differ from Bitcoin and other cryptocurrencies • How stablecoins are changing global payments and financial tra ## Транскрипт ### Wall Street Flips [] The biggest financial institutions on earth quietly changed sides. BlackRock, the banks, the people who told you crypto was a scam, they stopped fighting it, they started buying it, and they didn't tell you. That's what we're talking about today. Not Bitcoin, not speculation. We're talking about who controls the future of your money. And we're talking about five investments you need to know about as you fight for your financial freedom. — This is the Rich Dad Radio Show, the good news and bad news about money. Here's Robert Kiyosaki. — Welcome to the Rich Dad Radio Show, the good and bad about money. This is Robert ### Dollar Hidden Tax [0:47] Kiyosaki, and today is just you and me. And we're talking about what the rich are teaching their kids about money. Let me ask you something. When you go to the grocery store today, does it feel the same as it did 5 years ago? Most people say no. Things cost more, a lot more. And they're told it's inflation. They're told it's supply chains. They're told it's the economy. That's not the real answer. The real answer is the dollar. See, in 1971, something happened that changed everything. President Nixon took the dollar off the gold standard. Before that, your dollar was backed by something real, something you could hold. After 1971, it was backed by nothing, just a government promise. Think about what that means. Every time Washington needs money, they print it. Every time the Fed needs to bail someone out, they print it. Every time a bank makes a bad bet and loses, they print it. And every dollar they print makes your dollars worth less. That's not an opinion. That's math. My rich dad called it what it actually is. He called it a hidden tax. Most people never see it because it doesn't show up on a tax form. It shows up at the grocery store. It shows up when your savings buy less than they used to. It shows up when a family making $150,000 a year starts feeling poor. That's the dollar dying in slow motion. And here's what the schools won't teach you. Here's what the financial advisors won't say. The rich knew this was coming and they quietly started moving their money out of paper and into assets that governments can't print. So, understand where crypto came from. It didn't come from nowhere. It came from distrust. Distrust of the banks. Distrust of the Fed. Distrust of a system that bailed out the people at the top and handed the bill to everyone else. ### 2008 Birth of Bitcoin [3:04] else. Think about 2008. The banks made terrible bets. They failed. And what happened? The government stepped in with your money and saved them. The people who caused the crash got rescued. The people who played by the rules lost their homes. That was the moment that broke something in a lot of people. And out of that moment, Bitcoin was born. ### Bubble Idea Survives [3:32] born. Now, I know what some of you are thinking. Robert, you weren't always a Bitcoin guy. That's true. For a long time I watched it, I was skeptical. I called it a bubble more than once. But here's the thing about bubbles. Sometimes the bubble pops and the idea survives. The dot-com crash wiped out thousands of companies, but Amazon survived. Google survived. The internet survived. The idea survived. That's what happened with crypto. The hype crashed. The scams crashed. The cartoon monkey pictures crashed. But the idea didn't die. The idea was simple. What if you could hold money that no government could print away? What if your savings couldn't be inflated out of existence? What if the system couldn't reach into your pocket every time it needed a bailout? That idea didn't go away. It went quiet. And while it was quiet, the smartest money in the world started paying very close attention. When we get back from break, I'll tell you exactly how they are turning this idea into profit. Thanks for listening to today's show. I ### Cash Flow Crypto Pitch [4:50] want to change the topic for 1 second and tell you about a unique man who makes money in a unique way. The only guy I know who has truly figured out how to cash flow Bitcoin is my friend Dan Rider, and that's important because most Bitcoin investors are making the same mistake. They think the money is in buying Bitcoin. Dan thinks becoming the bank. Now, what's the difference? Well, when you buy Bitcoin, you're hoping someone pays you more for it later. That's called speculation. But when you're the bank, you get paid when money moves. That's called cash flow. My rich dad taught me something years ago. The rich don't work for money. They build assets that put money in their pocket every month. That's why I became interested when Dan showed me what was happening inside the new blockchain economy. You see, every day billions of dollars move through crypto markets. Transactions happen, currencies are exchanged, liquidity is needed, and somebody gets paid for making those transactions possible. For decades, that somebody was the bank. Today, blockchain technology is changing the rules, and Dan has spent years teaching ordinary people how this system works. Not traders, not computer programmers, regular people, business owners, retirees, people who want to stop relying solely on appreciation and start understanding cash flow. Now, I'm not saying don't own Bitcoin. I own Bitcoin. But what if there was a way to do more than simply hold it? What if you could learn how to put it to work? That's why I want you to watch Dan's free presentation. Go to robertscryptocoach. com. That's robertscryptocoach. com. You'll discover why the next generation of wealth may not be built by people who simply own crypto, but by people who understand how to cash flow it. Again, that's robertscryptocoach. com. ### Institutions Take Control [6:43] Welcome back. We were talking about the dollar, how fiat currency is a hidden tax on everyone who saves, and how that distrust created something the system never expected. Now, let's talk about what happened next, because this is where most people got it completely wrong. When crypto crashed, people celebrated. The media celebrated. The banks celebrated. The government officials who warned about it celebrated. "See? " they said, "We told you it was a scam. It was a bubble. It was nothing. " And the public believed them. By 2022, most ordinary people had emotionally given up on the entire idea. People felt embarrassed they had ever believed in it. That's usually the moment when smart money starts paying attention. Think about it. Every great investment goes through the same cycle. Excitement, greed, euphoria, collapse, hopelessness, and then rebirth. The people who made the most money on the internet weren't the ones who bought in during the dot-com frenzy. They're the ones who bought Amazon and Google after the crash, when everyone else was embarrassed to say they believed. That's the pattern. It repeats every single time. And here is the thing nobody in the media explained when crypto crashed. The public was busy laughing. And while they were laughing, something very strange was happening behind closed doors. The biggest financial institutions on earth quietly stopped asking, "How do we kill this? " and started control it? " That was the real turning point. Let me be very specific about what I mean. Because this isn't a theory. This isn't speculation. This is what actually happened. First, a few hedge funds quietly started buying Bitcoin. Then large investment firms started offering crypto exposure to wealthy clients. Then banks that once mocked crypto started offering custody services for it. Think about that. The same banks that called it a fraud started holding it for their richest customers. Then came the moment that changed everything, the ETFs. When Wall Street creates an ETF around something, it is no longer fringe. It becomes part of the system. And when BlackRock, the largest asset manager on earth, enters a market, smaller institutions follow. That's how financial gravity works. The big money moves first. Then pension funds, then financial advisers, then retirement accounts, then eventually the public. By the time the public hears about it on the news and feels comfortable, the early money has already been made. Most people think investing is about predicting the future. It's not. The best investors identify massive trends early, before they become obvious. That's why I spend less time watching television headlines and more time watching institutional behavior. What are the largest firms building? Where is the infrastructure going? What are they quietly integrating into the financial system? That is where the real clues are. And right now the clues are everywhere. Banks are partnering with crypto firms. Asset managers are launching digital products. Governments are discussing tokenized assets. Wall Street spent years laughing at crypto. Now it's building businesses around it. That should tell you something important. But here's what ### Stablecoins Real Play [10:39] almost nobody has figured out yet. The real story was never Bitcoin. Most people hear that and get confused. Robert, you just spent 20 minutes talking about Bitcoin. Now you're saying it's not Bitcoin? That's right. Bitcoin was the opening act. It proved the idea could survive. It proved people would trust a currency that no government could print. But the real infrastructure play is something most people have never thought about. It's called stablecoins. And I know the word sounds boring. Boring infrastructure's almost always where the biggest fortunes are built. Nobody got excited about payment rails. Nobody bragged about credit card processing at dinner parties. But Visa became one of the most powerful companies in the world because it owned the roads that money traveled on. Every time money moved, Visa collected a piece. Now, think about what stable coins actually are. A stable coin is a digital dollar. Unlike Bitcoin, which moves wildly in price, a stable coin is designed to stay at $1. Simple, stable, but the implications are enormous, because suddenly you can move dollars across the world instantly. No 3-day wire delays, no bank fees, no permission required. Money starts moving like information moves. And here's what nobody is talking about. Many stable coin companies hold massive reserves in US Treasury bonds. That means crypto companies are quietly becoming buyers of US government debt. Think about how strange that is. The same system the government tried to destroy is now helping support parts of the financial system itself. Stable coins aren't a crypto experiment anymore. They're becoming synthetic digital banks. People store money there, transfer money there, settle transactions there. And all of it moves outside the traditional banking system. That's why governments are nervous, and that's why the smart money is already positioned. Five places. Five places my research team turned up to study as investment opportunities. Some exciting, some surprising. We'll cover all five when we get back. — Something fundamental has shifted in the global financial system, and most people are completely missing it. ### Dan Ryder Returns [13:14] The Trump administration didn't just embrace cryptocurrency, they made it a cornerstone of America's economic strategy. Strategic Bitcoin reserves, pro-crypto regulatory appointments, infrastructure that Wall Street has been begging for. This isn't about politics. This is about recognizing a seismic shift that creates massive wealth building opportunities. Now we have official government backing, institutional infrastructure, regulatory clarity. But here's where most people get it wrong. They think the opportunity is just buying crypto and hoping it goes up. Dan Rider teaches another way. A way to still profit when it goes up, but also cash flow while you are holding it. The real opportunity, the one the institutions are quietly positioning for, is using crypto to generate consistent cash flow. Think about how banks really make money. Banks make money by collecting fees on transactions that flow through their system. They're middlemen who collect rent on the flow of money. Dan Rider teaches you how to become a cryptocurrency bank, collecting fees on cryptocurrency transactions. And every transaction pays you a fee, earning 15 to 25% annually. And many are earning 40% yields and higher. These aren't projections. These are actual yields being earned right now by over 1,200 regular people who learned Dan's this system. This is called becoming your own blockchain bank. You provide the liquidity. You collect the fees. You cut out the middleman. Dan Rider has been quietly teaching this system to regular folks, teachers, retirees, small business owners, who are now generating serious monthly cash flow from their crypto holdings. Not through day trading. Not through speculation. Through understanding how the new financial system works and positioning themselves as the bank, not the customer. Financial education is your greatest asset. As Robert Kiyosaki says, the rich don't work for money. They make their money work for them. Crypto cash flow represents the evolution of this principle. If you're ready to learn exactly how this system works, go to www. robertscryptocoach. com. Watch Dan's and learn an amazing way to cash flow Bitcoin and most crypto. That's www. robertscryptocoach. com. This isn't about getting rich quick. It's about building generational wealth the smart way, with cash flow, not capital gains. ### Five Infrastructure Stocks [15:55] — Welcome back. We've been talking about the real infrastructure play. Not Bitcoin speculation. Not chasing coins. The companies building the roads that money will travel on next. Now, let's name them. And before I do, I want to say something important. This is not financial advice. I don't know your situation. risk tolerance. I don't know how much you can afford to lose. What I know is this. My rich dad taught me to watch where the smart money moves before the crowd figures it out. That's what we're doing right now. The first company is Coinbase. Most people still think Coinbase is just a place where regular people buy crypto on their phone. That view is going to look very outdated very soon. Because Coinbase is becoming financial infrastructure. Custody, settlement, institutional access, compliance. Think about what happens as large financial institutions continue moving into digital assets. They need secure custody. Regulated infrastructure. Trusted settlement systems. Coinbase is already operating in that space. That doesn't mean it wins. Competition is real. Regulation could tighten. The market could collapse again. But smart investors don't need certainty. They need asymmetry. Limited downside, massive potential upside. That's what you are looking for. The second company is Circle. Most ordinary investors have never heard of it. But Circle sits behind one of the largest stablecoins in the world. And stablecoins may become one of the most important financial products of the next decade. Circle is quietly evolving into something that looks like a digital bank. No branches, no tellers, no traditional infrastructure, just digital dollars moving at the speed of information. That possibility creates enormous upside. It also creates enormous danger because once a company starts operating in the space traditionally controlled by banks, regulators pay very close attention. And that's the tension every investor in this space has to understand. The opportunity and the risk live in the exact same place. The third company is Block. Most people still think of Block as a payment company. But founder Jack Dorsey has spent years aggressively positioning around Bitcoin and digital financial systems. That matters. Because some entrepreneurs are no longer building businesses around the old banking model. They are building parallel systems, digital wallets, peer-to-peer finance, alternative payment rails. And if younger generations continue shifting toward digital financial behavior, the companies already embedded in those ecosystems could become major winners. The fourth company is PayPal. And I know what you're thinking. PayPal? That's not exciting. Exactly. That's the point. Mainstream adoption almost always flows through companies people already trust. And once major payment companies start integrating stablecoins and digital assets into the everyday tools people already use, the transition stops feeling speculative. It starts feeling normal. And normalization is where giant waves of capital begin flowing. Most people are waiting for digital finance to feel comfortable before they pay attention. By then, it will be too late. The fifth company is BlackRock. That surprises people. BlackRock is the largest asset manager on Earth. The most traditional Wall Street institution you can name. That's exactly why it matters. When the world's largest money manager starts building infrastructure around digital assets, you should pay attention. Not because institutions are always right, but because institutions follow incentives. And large institutions increasingly see opportunity in digital financial infrastructure. Here's the reality most people still haven't absorbed. The public thinks crypto is fighting Wall Street. Wall Street is already positioning to profit from the next phase of it. The public is still reading the old headlines. The smart money is already building. That's the difference between the E quadrant and the I quadrant. Employees react to news. Investors position ahead of it. And right now, ahead of it is exactly where you want to be. Now, before you do ### Risks and Discipline [21:02] anything, I need to say something that most financial entertainers won't say. This entire thesis could be wrong. Governments could regulate this industry into a corner. Major hacks could destroy public confidence. Speculative bubbles could collapse again and take years to recover. Large banks could dominate the space and crush every smaller player. That's all possible. And intelligent investing is never about blind certainty. It's about probabilities, position sizing, patience. Here's what I've learned in 50 years of investing. Fear destroys investors. Greed destroys investors. Panic destroys investors. The market transfers money from emotional people to disciplined people every single year. That never changes. Most people try to get rich quickly. They chase the loudest story, the meme coins, the headlines. The truly great investors do something different. They identify massive trends early, then position themselves before the crowd fully understands what is happening. Then they wait. That's it. That's the whole game. My rich dad used to say the poor and the middle class work for money. The rich have money working for them. The difference isn't income. The difference is financial IQ. The people who understand what is happening right now, who understand that the financial system is being rebuilt underneath everyone's feet, who understand that the companies building that new system could become the most valuable businesses of the next decade. Those people are not waiting for it to feel comfortable. They are learning. They are positioning. And they are not asking for permission from a system that was never designed to make them wealthy. Thank you for your ### Final Takeaways [23:05] time. Thank you for caring about your future. Thank you for understanding that you are the only one who cares about taking care of you. Take care. — This podcast is a presentation of Rich Dad Media Network.