In a power of attorney, what's the difference between a "surrogate" and an "agent"?

Okay, Tom, what is the difference between in estate planning between a surrogate and a DPOA for healthcare? — Okay. So, when you have a power of attorney, sometimes those are for health care, financial affairs. The person that you appoint under that power of attorney, of course, they have a name like John Smith, but how do we refer to them? Well, in a health care power of attorney, you typically refer to them as your surrogate. This is John Smith. He is my health care surrogate. If I'm not able to make my own health care decisions, my surrogate will do it for me. When you have a financial power of attorney and you appoint John Smith to handle your financial affairs for you, if you're not able to, typically refer to that person as your agent. If I become incompetent, John Smith, my agent, will have access to my bank accounts to pay my bills for me. Even if you called your healthc care surrogate your agent, I don't care. They're still the, you know, there's still the person you're appointing for that purpose. — Okay. So, so DPOA for healthcare and surrogate are basically the same document. I don't quite understand your question, Paul, but let's just say this that when we do estate planning for people, we do two durable powers of attorney. We do one that is strictly limited to health care. We do a second one that is strictly limited to financial affairs. Paul, thank you for calling. We appreciate it very much.