Finance doesn’t have to feel like a foreign language, says @YourRichBFF #TEDTalks

Here are the three things I wish I had known to do all those years ago when I was so desperately broke and wanted so desperately to be very rich. One, learn the language, the financial language. It's safe to say learning finance really is like learning a new language. 401k, IRA, 529, FICO, APY, AGI. Hello, can someone please help me? But my ask of you is really simple. Don't be afraid to be smart by looking dumb. Ask what the words mean. Don't be afraid to utilize resources like Investopedia or Nerd Wallet. And most importantly, find a financial mentor that speaks your language. And this leads us into our second point. It's on the next generation to build their own financial community. For years, we have been told talking about money is rude, tacky, taboo. But uh the last time I checked, Bob and Steve seem to have no problem trading investment tips as they're teeing off at Whole Three. It turns out it's really only a faux paw when we do it. Having conversations around money takes the power away from the people up top and gives it back to us. And three, find modern solutions for modern problems. If I'm not getting a pension like my dad, and I can't make a household's ends meet on one income like my dad, and I certainly don't plan on working the same job for 40 years like my dad, why am I taking my dad's financial advice? Robo advisors are making sophisticated investment strategies accessible to everyone. Online banks are offering competitive rates without the burden of the overhead of brickandmortar branches. And innovative apps are turning complex financial tasks into simple, actionable things that you can do from the palm of your hand. New age financial brands aren't just a replacement for traditional financial services. They're purpose-built for the way we live now.