This Stock will be my Next Palantir‼️

It's busy times for an investor like myself. Oh, is it busy times? Public account here today. A little bit of a chilling day. Public count of about $9,996. We call that a little bit of a chilling day. AMD. Say it with me. AMD. Look at that one. Running big again here today. Up 4% plus up $35,000. AMD continues to show strength. And AMD will continue we'll uh touch on that at some point in this video as well. And I'll explain what's going on there. Okay. Uh meanwhile, holy smokes is this ain't no joke. Some other stocks got obliterated today. SoFi got blowfied today, uh down over 15%. The Hood went back to the hood here today, down over 13%. Coins, asking for coins on the side of the road, down over 6%. Hims couldn't quite get it up. Uh yeah, that one down 5. 6%. And then macro tragedy down 4. 5% here today. So, four huge positions in the public account, all report earnings just in the past hour or so. Meta came out with their earnings up $570,000. This does not account for any profits taken in these stocks over the years as well. Amazon up $190,000. Cheesecake up $71,000. Google McDougall up $42,000. They all just came out with their earnings. Okay, busy video here today, folks. Serious video one, Meta. We're going to talk about Meta. What's going on there? Where that stock's headed from here in my opinion perspective. Amazon going to do the same exact thing. Google Microsoft going to do the same exact thing. Cheesecake Factory. You're going to do the same exact thing. And then we'll talk about an incredible growth stock to buy now that has unreal long-term potential. And we'll talk about what that stock is, why it has so much big potential, and all that good stuff in this video. One thing, one thing only I need from you guys, as the sign in my garage says, just please smash that like button. Hit that little thumbs up icon. That's all I need from you guys here today. Okay? That's my payment for this video is just a one smash like button. Additionally, make sure you subscribe to the channel so you see more of my videos in the future. If you are ready to take investing up to a much higher level, take this game much more serious. You want to learn everything that I got up here that I've learned in the past 17 plus years being an investor in these markets. You can apply, join my private group, that will be the pinned comment down there, access to all my course curriculums, access to private Discord chat, access to exclusive weekly videos, access to see the moves I'm making in my portfolios, all that good stuff, and access to thousandx. com. That will be once again the pinned comment down there to apply to join us in there and we'll send you your steel membership cards to your house when you join us in there. Okay. All right ladies and gentlemen, let's get rolling. This is busy video. Okay. Listen, Meta Reporter to B-grade income statement here. Okay. Revenue very strong 33%. That does put Meta's revenue growth the fastest of any big tech company not named Nvidia. Okay. Very strong growth. And I should say of the Mag 7s. Of the Mag 7s, Meta has the second best revenue growth out there, 33%. Very strong, right? But we have some issues here. Cost of revenue was up 35% for the company on a year-over-year basis. R& D was up 46% Marketing and sales, not bad, only up 6%. GNA only up 15%. Total cost and expenses up 35% year-over-year for the company. Income from operations grew 30%. Income before income tax is up 18%. And now they had this one-off that helped them substantially. It was basically a income tax benefit of over $5 billion versus an expense of 1. 7 billion in the same quarter last year. So that was a big one-off helped net income look way better than it should have been in reality, right? Uh up 61% and then dude EPS up 62% there. So B-grade income statement for me overall. Now in my private stock group, uh one of the members see says, you know, I see a different appreciation between Jeremy and Andre. Andre graded a much higher grade. Uh John said Jeremy has a high bar especially for his best students. And um the truth is I don't grade differently. I try not to grade differently based upon, you know, like I have high expectations for meta or something like that, right? I try to be as unbiased as possible when I'm grading income statements. Okay? And so let me explain why this is a B-grade income statement and not an A or an A+ grade in my personal opinion. Okay? Cost of revenue grew at a faster percentage than revenue grew at. That's not good. R& D grew way faster than revenue grew at a 46% clip versus 33%. That's not good. Total cost and expenses grew way faster than revenue grew at a 35% clip versus 33%. Right? That's good, but it's not even as much up as revenue. You want to see income from operations, you know, if your revenue is up 33%. You want to see income from operations up 35%, 40%, 50%, something like that, right? A much you want to be getting leverage in your business model, but because Meta's expenses are starting to go so insane, it's making it so their profitability is not nearly as impressive, right? Income before income taxes up 18%, you know, we're talking about that's almost half of uh the percentage of the revenue was

up, right? So that's why I graded Meta B-grade. It's like it's still good, but is this great? No, it's just not great, right? And so that's why Meta got a B-grade here. Right now, I posted this on my X page. If you want to follow me on X, I post a lot of very useful information on there if you even use X. That's always linked in the description area of all my videos. But I posted this on X. I said before Meta spend is getting out of hand, hitting multiple line items. And that's exactly what we're seeing. Said I said it's going to get worse before it gets better here with Meta, too. Like this isn't the end of this. If you're thinking like, oh, this is just a one quarter fluke thing. No. I'm unfortunately this is going to get a lot worse. If you think the expense problem's bad now, you ain't seen nothing yet. And that's the thing that sucks for Meta, right? And this is something I explained last quarter. You know, once I saw Zuckerberg's capex numbers last quarter, I was like, "Oh, shoot, man. This is going to be bad for a few, you know, he took the numbers up so high that I'm like, this is going to hurt the company's expenses for years to go in the future. This isn't going to be like some one quarter thing or something like that, right? Like no bueno. And they have to push the revenue at such an insane clip now to try to offset the expenses. It's ugly, right? But here's the thing, okay? We have two problems, big two big problems in regards to these meta numbers. Okay, listen. One, daily active people came in at 3. 56 billion, a 4% increase from the prior year, but a 5% drop from the most recent quarter. Okay, so Wall Street was expecting Daily Active People to be 3. 62 billion. So Daily Active People is now going down for the company. Now, Meta said it has to do with the war in Iran and a restriction of access of WhatsApp in Russia, you know, whichever way you want to slice this is not good. Like the fact that daily active people went down, you know, it's pretty big number there. Um, not good. Like we don't want to see that ever, right? We only want to see daily active people either stagnating or basically going up slightly over time. never down, right? That's not good. Now, additionally, this is even worse. All right, look at the capex. It was already out of control high and they're taking it even more insane. They're taking it to a range of $125 to $145 billion on capex for this year. For this year now, they just took it to an insane number last quarter. They're taking it up even more. Who's to say next quarter they don't take it up again, right? This is not, you know, it's getting out of hand. The spend, the spend is Absolutely out of hand at Meta, right? Very frustrating. And so the stock being down after hours, I'm zero% surprised with this move because the bottom line is we don't know why they're having to spend this much. You know, they're talking about spending as much as 145 billion. Why? Why this much is you can't grow your revenues unless you grow your capex $145 billion. I hope that's not the situation, right? So, my guess is this is an incremental thing that it's like, well, if we didn't spend this much, maybe our revenue would only go up 25% instead of 33%. But at some point, you got to ask yourself, is it really worth it, right? For maybe a few extra percentage of revenue growth. And Zuckerberg doesn't have the good answers for Wall Street or investors in general to understand, okay, here's why they need this. We all understand Meta needs to spend. It's a huge tech company. They're spending for an AI future. We all understand that, right? But at this clip, do they need to spend this much? And that's where we're running into problems. And like I said, this isn't just a short-term phenomenon that's going to be like a quarter. It's going to get way worse before it gets better in regards to hitting these line items right now. With that being said, with a company like Meta, Zuckerberg's gone out of hand with the spend. Again, this isn't the first time this has happened, but stay focused on the long term. Zuck comes through in the end. Now, between now and the end, it could get ugly, right? Could Meta go down to 350? It's possible. And I need to warn everybody out there. It's possible. Metico go down to 350. That doesn't mean it's going to happen. Am I going to place any bets that Meta is going to go down to 350? No. No, I'm just warning everybody. I've been in the stock for years. I've seen some dramatic moves. And once I saw last quarter that capex, I started warning people. Hey, he's going crazy again. And now he just upped it again. Zuckerberg's gone wild again. Okay, he'll come through in the end in the long term, but between now and the end, it could be messy. And who's to say he's not going to up that capex number again next quarter? Like it's getting ridiculous, man. It's getting ridiculous. And it's going to start hitting those line items. And so the earnings per share and the net income is going to start not being in a good place. And once the stock gets hit

heavy, that will be the moment that Zuckerberg then pulls back. But unfortunately, that might be what has to happen with Meta to get the spend in line is the stock might have to get heavy. He had to do that back in 2022, right? Meta stock fell 70 plus percent. You know, I'm not expecting necessarily a 70 plus percent fall, but it's possible. It's possible, you know, or 50% fall or 40% fall from all-time highs is possible. And then at that point, Zuckerberg be like, "Okay, I got to lighten up on the spend. This is a little ridiculous in regards to how, you know, crazy things are getting here. " Okay, next one up here, Amazon. Amazing. Okay, so Amazon is an Agrade in income statement for Amazon here. very strong numbers. So, as far as total net sales up 17% year-over-year for the company, cost of sales grew 14%, fulfillment grew 11%. Technology and infrastructure, this is a bad line item for the company, up 29%. Sales and marketing only up 6%. So, if you can grow your revenue 17%, sales and marketing only up 6%. That's a win. GNA, they brought that down. GNA was down 2% year-over-year for the company. So, revenue is up 17%, your GNA is down. That's impressive. So total operating expenses up 15% while net sales up 17%. That means you're getting leverage in your business model and operating income grew 30% year-over-year for the company. See the difference between an Amazon and Agrade income statement versus a Meta. Right? Operating income's growing at a way faster clip than revenues. That's what we want to see. Right now they also have this oneoff here. Um that was a huge help for the company. It was like 469% help. So that made their income before income taxes looks insane. 84% growth there. It made their net income look great, right? They did get hit bad by income taxes, income tax provision. That was a $9. 5 billion hit versus 4. 5 in the same quarter last year. But great day income statement. The one, you know, the only reason I really didn't give it an A+ is really because of technology and infrastructure. It's growing at such a faster clip. And Amazon's going to be another company that is going to this is going to get a lot worse before it gets better on this specific line item, ladies and gentlemen. Okay? And so they're going to have to really start boosting that net that that revenue in a even bigger way. Unfortunately, they're going to have to start doing revenue growth of 20 plus%. Right? No, as far as the game of Wall Street went, listen, they did it, right? They did it. They played the game of Wall Street. Phenomenal. Uh 278 earnings per share versus 164 was expected. That's a smash factory. Revenue came in at 181 billion versus 177 billion was expected. A $4 billion plus beat smash factory there. AWS. This matters more than anything for the company. They did $37. 59 billion of AWS revenue versus 36. 64 billion. That's what you need to see. Revenue in Amazon's cloud segment increased 28% year-over-year to 37. 59 billion, marking its fastest growth in more than 3 years. Wall Street was expecting AWS sales growth of 26%. So, you know, AWS growing rapidly. It's the most important segment. It's usually the most profitable segment for Amazon as well. It's the number everybody looks at. So, yeah, that matters significantly, right? No. Additionally, there's a business inside Amazon that's not the traditional business of you ordering stuff online like we all do, right? And not AWS. And it's their advertising business. And this has become the third giant for Amazon. And this business is growing rapidly. Advertising revenue jumped 24% year-over-year to 17. 24 billion now above Wall Street's expectations of 21. 2% growth. Ads are the company's fastest growing and most profitable business. I don't know about fastest growing cuz AWS just did 28% growth, right? With the lion share of revenue coming from sponsored product listings on its e-commerce site. So advertising's growing rapidly. It's becoming a bigger and bigger number. So this is kind of component number two of great news in regards to Amazon. Right now, Amazon's a major investment of mine. Not as big as Meta is, but it's a very substantial investment across all my portfolios, right? Private portfolios, public account, Patreon portfolio. Listen, a Amazon stands for it's always a buy. Uh, you know, there's never been a time period in Amazon's history where it has not been a buy. Um, prior to the tech bubble popping, it was a buy. After the tech bubble, Before the great financial crisis, it was a buy. During was a buy. After the great financial crisis, it was a buy. Throughout the 20110s, it was a buy. During Rona, it was a buy. It's still a buy. It's a buy. Like a, you know, Amazon has 10 20 years of massive growth ahead. And you got to be on the train for this ride, right? And the Ford P is not bad in the stock. And last time I checked, Ford P was around 33ish. But keep in mind with the earnings per share beats the way they're coming in with these beats. Uh it's very possible that that Ford P is lower, much lower than what we're anticipating here. Okay. So, Amazon's a buy. Am I surprised by the move after

hours? It's up nicely after hours to a new all-time high. 0% surprised. It all comes down to AWS. The AWS numbers beat very nicely. We could be looking at AWS revenue growth in the 30s. Again, we haven't touched a three in a long time for AWS growth. That could be coming here. So, with AWS potentially accelerating to 30% plus growth rates, right? The capex is unjustified. Amazon can come out and say, "We're going to spend $200 billion on capex this year. " And people say, "We got you. " That's fine because Amazon's always been a huge capex spender on all the e-commerce side of the business, right? You got the advertising business growing way faster than people anticipate. And ultimately it comes down to AWS and we're talking about AWS just grew 28% way faster than people anticipate. We could be looking at 30s% plus AWS growth. And then you start extrapolating that over the next several years and people say okay fine you want to spend $200 billion you have our blessing. We have a direct thing we can look at with a Amazon. We say money's going in and AWS growth is accelerating rapidly. We're cool with it. That's big difference between that and meta where meta it's like where is it at you know we don't have that specific line item that specific business it's just like we see revenue grew 33% for the business overall and we're like cool but why do we need to spend this insane right Amazon's got to like hey our customers need us to spend this insane right so it's more much more of a clear story and that's why Amazon stock moves up after hours versus Meta stock moves down after hours right Google McDougall next up here hope you guys are enjoying these breakdowns. I'm trying to keep it all as concise as possible for you guys and give you all the good stuff here. Google McDougall A+ Google McDougall, look at this. 22% revenue growth. Nice strong number for the company, especially for a company as mature as Google, right? Cost of revenue only up 14%. Now, re R& D was up pretty high, 26% and sales and marketing up 23% for the company on a year-over-year basis. So, little faster than revenue growth, so not ideal. GNA was up 21%. Total cost and expenses up 18% for the company on a year-over-year basis, but still income from operations grew way faster than revenues grew 30% versus 22%. Once again, look at the difference between Google and Meta. You want to know why Meta stock is sucking right now? Look at the results. It's the numbers, right? It's like these companies are coming through with strong revenue growth, but then they look at the income from operations and it's accelerating much faster than revenue. We're not seeing that with Meta right now. Uh they also had this one-off here of other income of $37. 7 billion. Don't get too excited about that. So it made their net income and EPS look way stronger than expected. They also got destroyed on provision for income taxes as well. Basically over a double up there. But still duty EPS up 82% for the company year-over-year. But if it wasn't for that other income being up that high, it wouldn't have been that dramatic, right? But it still would have been very strong and stronger than revenue. So A+ quarter for Google McDougall. This stock is just on fire right now, right? And so now Google, right, significantly is increasing their capex. They're taking it to 190 billion, right? And so people are like, you know, how are they getting away with it? Meta, you know, Meta's Meta is not getting away with it. But look at the Google Cloud business. This is why they're getting away with it. Google Cloud came in at 20 over 20 billion for revenue in the quarter. $18 billion was expected. The Google Cloud business just grew revenue 63% on a year-over-year basis. 63%. Right? This is why Google is getting away with another big capex increase. Right? This is way higher number. Like Wall Street was at something like I think 155 billion Google McDougall expectations for capex and they come in with 190 billion. People are like what? But they're showing you the specific line item that's growing rapidly and people like okay we get it. Google cloud business is accelerating rapidly. 63% growth. The base is getting bigger. They're now doing $20 billion plus a quarter. We got you, right? Spend heavy Google. You have our blessings to do it, right? And so that's what's going on here, right? Meta, the conference call is now over. Stocks down over 6% plus, right? I'm still confused. Everybody's still confused. No one understands why Meta needs to spend this aggressively, but we got it for all these other stocks, right? No, with that being said, with Google McDougall, okay, stock's going to be up likely nicely again tomorrow. I would say after tomorrow, Google stock to me is no longer a buy. I view it as just a hold or a sell, right? Um the great time to buy Google was last year, right? That was a time you could get it for $150 something dollars. You know, I didn't even get it at the lows, but I got my shares at $156. 90, right? I'm up 121% on the stock. I'll be up a lot more as of tomorrow. I've already taken big profits on Google McDougall. So, yeah, it's a sell or it's a hold, right? I just don't think it's an attractive buy. If you're looking for a more attractive buy, they're out there, right?

But with that being said, Google's a hot stock, right? And the short-term momentum could still be strong in regards to Google McDougall, right? It's just not the best long-term opportunity anymore at this point in time, right? Next one up here, Mr. Softy Microsoft. So, Microsoft, this was a grade A income statement for Microsoft. Revenue grew 18% on a year-over-year basis for the company. Total cost of revenue grew 22%. Not what you want to see. see, right? Gross margin 16%, R& D was up only 9% for the company year-over-year. Sales and marketing up 10%, GNA up 11%. So, this saved the income statement to still be an Agrade was them keeping these line items in check. If it wasn't for that, I would have taken it down to a B-grade with Meta. So, operating income still grew at a faster clip than revenue, 20%. Right? So, Meta is the one that couldn't do it. The one company that couldn't do it out of these all these companies, right? Net income grew 23% once again a much faster clip than revenue grew. Dude EPS grew at 23%. So grade A uh for Meta or for Microsoft but not an A+ they if the cost of revenue grew at a slower clip than revenues they could have got an A+ here overall for Mr. Softy Microsoft right now. Microsoft calls for $190 billion in 2026 capital spending on soaring memory prices. Right. That's about $35 billion ahead on capex. Oh, Microsoft was the one that was $35 billion ahead on Capex. Google, I can't remember. Maybe Google was $35 billion as well. I can't quite remember, but this they're about $35 billion ahead of what people were expecting on soaring memory prices. So, yeah, that's that's, you know, pretty good overall. Here's the thing, okay? If you want to know what stocks, you know, you hear these companies company after company taking up capex numbers. Listen, if you want to know who's getting all that money, I'll tell you money. Nvidia, AMD, Micron, those sorts of companies are benefiting massively from all this. Okay, you see these companies taking up their capex. Just understand more money in Nvidia's pockets, more money in AMD's Micron's pockets. These earnings reports made me less confident in the stock prices over the next year. If we're just talking about the next 12 to 18 months, I'm less confident in Microsoft, Google, Meta, Amazon. I'm much more confident in Nvidia, AMD, Micron, those sorts of stocks, right? I mean, they are just raking in the money right now, you know, and these companies are just relentless with their spend. They're relentless. And so those chip related type companies are going to remain the short-term play until these big other tech companies, Amazon, Google, Meta, Microsoft, until those companies lay off the spend, right? I mean the chip companies are the play you know just in the more shorter term thinking like the next 12 to 18 months once these companies lay off that'll be good news for those companies like Meta and Microsoft and Amazon all these companies cuz then they're not going to have to worry about nearly as much depreciation in future years and things like that right and their cash flows can start to increase massively again in terms of free cash flow but in the very short term man you know it's you got to own I feel like you have to own one of these three stocks. either Nvidia or you have to own AMD Micron. Like it's just these companies are just going to be raking in money for the next several years still at this point in time. Right now with Microsoft, the big issue for Microsoft is Azure growth. Azure cloud, you know, talking about growth of 39 to 40%. That's roughly what they've been doing. So we're not seeing a big acceleration for Azure growth. However, if you look at AWS growth, it's growing rapidly quarter after quarter. So, we're seeing a big acceleration in the growth rate of AWS. Same exact thing with Google Cloud, but we're not really getting that with Azure. It's kind of growing roughly in line with what you would been expecting like high30s. So, no big acceleration there. And so, I think that's kind of what the holdback is for Microsoft. Right now, Microsoft forward P we're looking at about a 24 here. So, not bad. Microsoft's not at a bad price. The thing I worry about 2-year forward piece says 18 here. Listen, these companies are spending so aggressively, it's going to hurt their net income and in earnings per share more than I think people are anticipating. So, I wouldn't trust two-year out forward P's for these companies right now. So, something to keep in mind, you know, something to kind of keep in mind with that. Okay. Um, but yeah, if you're an if you own Micron, AMD, Nvidia, just sleep very well tonight. Okay. That's all I'm going to say. Just sleep. Sleep very well tonight. Okay? You know, if these companies all said today, hey, we're going to moderate spend in 2027, and they all came in with capex numbers in

line with what they were saying, oo, then you might be a little scared if you own Nvidia and AMD, but it's just the opposite. And so, don't be surprised if tomorrow Nvidia stocks up nicely, AMD stocks up nicely, Micron stocks up nicely. Don't be surprised if Micron hits an all-time high tomorrow. Don't be surprised if AMD Nvidia hits an all-time high tomorrow. That's what I'll say about that. Okay. All righty. Next up here. But these others, they're a mixed bag and they're all going to be limited upside for a while until that capex chills, right? Because you just run the numbers and it's just math, man. It's just math. Next one up here, cake. Cheese. Cake factory. Oh, thing I love about cake, they don't have to worry about spending on AI. Thank goodness. People just need to eat food. They want good food, right? So, Cheesecake Factory here, B+ grade income statement for the company. Revenues grew to $978 million versus $927 million in the same quarter last year. Food and beverage costs fell as a percent of revenues. Good. Labor expense Other operating costs and expenses was up a little bit um to 27%. So, that was the one bad line item, right? GNA 6. 5% versus 6. 5% this quarter last year. Depreciation amortization was up a little bit for the company 2. 9%. Pre-opening cost was also uh or pre-opening cost actually was down during the quarter. So that was actually surprising. Total cost and expenses came in line with the same quarter last year which you might think like oh okay so their profitability can't be helped because it came in the same no because our revenues grew quite substantially right. So even at the same percentage like your your income from operations still going to grow quite a bit. Right. So income from operations went to $55 million versus 50 just under $52 million same quarter last year, right? They didn't have a one-off this year. There was a loss of a debt extinguishment that happened last year of $15. 8 million. They didn't have that one-off this year. So basically net income flew to the moon for the company, right? $49. 5 million versus $32. 9 million in the same quarter last year for net income. And then dude EPS went to $102 versus 67. So B+ grade. It could have been a little better if they kept operating their operating costs and expenses in check. You know, that could have probably got this company to an Agrade somewhere in the A-grade territory there. Okay. Cheesecake Factory After Hours is 6550. It's still a buy at 6550. It's been a buy. You know, I started buying the stock when what it was a $30 stock or so. It was a buy in the 30s. 40s. It was a buy in the 50s. It's a buy in the '60s. You know, when you think about how much expansion opportunity they have over the coming years in North Italia, Flowerchild for the next decade plus, plus their other concepts come behind that, plus the fact that they have an absolute ATM machine of one of the most successful sitdown restaurant chains of all time in the Cheesecake Factory, and it's at like a 15 Ford P roughly somewhere in there. It's still a buy. So, it's a buy at 6550, but it's been a buy the whole way and it still remains a buy to this day, right? stock's going to 100 plus long term and um maybe it's a $200 stock longterm. We'll see. But it's also a great dividend payer. It's a stable company. You don't have to worry about how much crazy capex they're going to spend because they're going wild with AI chips, right? You don't have to worry about any of that BS. And I just love Cake stock. It's one of my favorite stocks literally in the stock market. It's been a big money maker for me and we're still early in regards to how much money we'll make in regards to cake stock, right? And the greatest part is with cake pays out fatty dividends to me every three months that then I'm able to put that money in other great opportunities. I could buy more cake stock or I could buy, you know, if Meta is down big or Amazon's down bigger or Google or whatever. Like I there's other opportunities I can find in the market all the time. That's beautiful thing about cake that gets very underappreciated, right? All right. Now, let's go ahead and let's talk about an incredible stock. It's a buy now. It's got huge growth. Um I love this stock. Okay, so here's a stock's income statement. Okay, I it was an A+ grade. Total interest income for the company was up 31% year-over-year for the company. Net interest income was or net or excuse me, total interest expense only grew 16%. So, NII net interest income was up 39% year-over-year for this company. Loan origination sales, securizations, and servicesvicing up 169% for the company year-over-year. Technology Products and Solutions, that was a bad quarter for the company year-over-year, 43% down. Loan platform fees up 49% for the company year-over-year. Other was up 87%. Total noninterest income grew 49% year-over-year for the company. So, total net revenue grew 43% for the company on a year-over-year basis to $1. 1 billion from $771 million. Wow. sales and marketing. Uh, this company, this was a bit of a highline item here. Uh, I can't read my handwriting. I think it's 41% up for the company on a year-over-year basis, which is a very high number. But the thing I'll say is still net revenue still outgrew that. So, I could have technically went blue with that. I was kind of just looking at it like noninterest or excuse me, total interest

income up 31%. I should have probably done that blue actually. Right. Total non-interest expense only grew 30%. So income before income taxes grew 150%. Net income grew 135%. And that's despite look at interest or look at income tax expense that grew like 20 what 80% there. It was it they did they had tax expense of almost $33 million versus only $8. 6 million. And despite that net income for the company still was up 135% year-over-year. Dude EPS grew a double up 100% right to 12 cents from 6 cents. So this company is a banger is it not right? What if I told you the stock crashed today? was SoFi? It is SoFi stock. This stock is an absolute banger of a buy stock. Okay, look at members. I call them customers. They call them members. Their members just hit 14. 7 million from 10. 9 million members. Keep in mind they've got a long way to go with members. Like SoFi is a type of company that long term could end up with 100 million plus members long term. Right now I think one of the most underrated things that wasn't looked at or respected in the quarter was their tech platform Galileo. Right? This had been going down for two straight quarters in regards to platform accounts. Right from 160 million down to 158 million, then down to 128 million. They just actually reversed that and grew to 133 million. So, I think that something worth paying attention to maybe on top of that insanely strong income statement. Right now, I posted this on my X page. Once again, if you don't follow me on X and you use X at all, you might want to follow me on there. It's linked in the description area down there. I said, this might sound crazy. SoFi has a great opportunity to be a $100 plus stock long-term, a $50 plus stock within 5 years. It comes with risk. What is the risk with SoFi? 0 bankruptcy. they are in the banking related space, right? They try to keep their business model as asset light as possible, right? And selling off their loans and not taking as much risk and also making a lot of money off of fees and kind of being the middleman, but it still comes with risk, right? So still comes with risk. The risk anytime you buy a bank, I don't care who it is, the risk is like there's some sort of they got way over leverage and they go to zero. Robert Dairo last action hero. Okay, that would not be good. So just always keep that in mind, right? So that's why you can never get too invested into these companies, right? But I said it comes with incredible opportunity. The execution's been impressive about it. Anthony, no. Like, you know, this company is a force to be reckoned with, right, in the banking space. Like they're up to almost 15 million members now. We're talking about they're going to be eating everybody's lunch soon. I don't care who you are, Wells Fargo, Bank of America, JP Morgan, you got to look at SoFi as an actual legit threat to your business now at this point in time, right? They're tough. And they're also coming for a lot of fintech companies as well, right? With more of their offerings. They're getting more into stocks, getting more into crypto, like all that sort of stuff. So, it's been impressive what Anthony Not has done with this company, right? And so, um, keep in mind, SoFi has an incredible opportunity over the coming years. Comes with risk, but man, I love this stock. I think it's $15 here today. It's an incredible opportunity. We're in earning season, folks. Don't get too focused on the short term. Focus on the long term. companies that have amazing long-term trajectories. Stay focused on that and uh let everything else be what it's going to be. Okay? Appreciate you for joining me as always. Hope you appreciate me keeping you up to date with all this craziness going on. If you're ready to take investing much more serious, you want access to all of my course curriculums, right? You want access to my private Discord chat, thousandx. com, exclusive weekly videos, you want access to see the moves I'm making, you want us to send you steel membership cards to your house, we'll do all that for you, okay? and your black card. If you join us on a lifetime basis, we'll send that baby to you as well.