🚨 STOCKS ARE CRASHING… Here’s Exactly What We’re Doing With Our Money Right Now!!!

Normally, I would tell you to stay the course if you're investing in the stock market right now. I would say do what you've always done. This time is no different than any other time. But the truth is, this time is different and you're going to need a new strategy when it comes to building wealth in 2026. Hey guys, it's Aman from RI Journey and welcome back to our beautiful home here in Portugal. Today, let's talk about the stock market. Now, usually when the stock market is going crazy like this and our portfolios are all over the place, the last thing I like to do is look at them. I've seen this before and I don't stress out over it. I usually go outside, get next to nature like I'm doing today, and I ignore all of the noise. But you guys aren't watching our YouTube channel to watch us lounge outside. You're looking for a little bit of direction, some guidance. And so that's what I want to talk about today. And so with everything that's going on right now in the stock market, with inflation, with wars, with all of the uncertainty, most people are asking the wrong question. They're asking, "Should I invest right now? " That's the wrong question. The better question is, "How should I invest differently when the world feels like this? " Because the strategy that you use during times of uncertainty, that's what separates good investors from investors that fail. And so in this video, what I'm going to do is walk you through step by step how we're investing right now during this situation. So the first thing we need to do is reframe the current situation. really reframe the problem. First of all, let's make something clear. This is not a crash. boom. This is what I like to call a tension market where nothing is clearly broken, but nothing feels stable and every headline makes you seconduess your investing strategy. And in this type of market, doing the quote normal advice blindly can actually hurt you because most people either go too aggressively too early or sit on cash for too long or forever. And both are clearly mistakes. And so in this tense market, here is the strategy that we are using right now. We call it the threebucket pressure strategy. Instead, when we put our money to work, we invest it into three different money buckets that we are investing or conserving intentionally. Let's break it down. The first bucket is called the stability bucket. This is our peace of mind money. This includes money that we invest in our emergency fund, in short-term cash, money market accounts, or high yield savings. And right now, this bucket matters more than usual. Why? Because interest rates are high, which means your safe money is actually earning something. So instead of rushing to invest every dollar, you let this bucket work for you. This reduces stress, gives you flexibility, and keeps you from panic selling. having a nice amount of cash set aside as an emergency, but this cash is still making you money because interest rates are still relatively high. This is a very important bucket and allows you to put the rest of your money to work more aggressively. And this brings us to the second bucket, consistency. This is your long-term investing machine. So the money that we are putting in our consistency bucket is made up of investments in index funds, retirement accounts, and it's all automated monthly investing. So regardless of the headlines, we keep investing because this is where most of your wealth will come from. It's your fire engine. Now, this brings us to our final bucket and the bucket that most people miss, the opportunity bucket. Now, this bucket potentially can make you a lot of money if you are prepared for opportunities when they present themselves. You see, the opportunity bucket is money that you set aside for controlled aggressive investing. This is where you get strategic. This is not gambling. Again, this is controlled aggression. This bucket is for buying dips intentionally, deploying extra cash when fear is high, taking advantages of mispricing, looking for valued companies that are on sale. And so here's how it works. Instead of going allin, you scale in. For example, the market drops 5%, you deploy a small amount. It drops 10%

you deploy more. it drops 15 to 20%, you deploy aggressively. And the thing is, you're not guessing, you're responding. What you do is you set up these parameters and you know in advance what the opportunities are that you want to take advantage of. You've identified these percentages. You've identified what investments are on your watch list. It's already a part of your plan. So, putting your money to work in these three areas or these three buckets is so pivotal at a time like this. You must have a stability bucket. consistency bucket and you must have an opportunity bucket. But let's talk about why this strategy works so well. For one, it removes emotion. You're not reacting to headlines. You already know what to do. Two, it gives you optionality. You always have safety, growth, and opportunity. And most people only have one. So the truth is the market feels weird right now. It feels tense. But don't let that intensity blind you. What's most important is that you have a strategy now more than ever before because that is what makes you a good investor, having a plan. And so if you guys need help developing your own plan, make sure to check out the resources that we have linked before. And as usual, if you like this video, please give it a thumbs up, subscribe to our channel, and join the journey. That smells good. Now, enough talk about investing in the stock market. Let's get in this pool.